One Funding Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Complaints covered by the Ombudsman
No FCA actions
Active company since 2023

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

onefunding.co.uk (opens in a new tab)
Phone number

07887 543582
Address

Mansell House, Aspinall Close, Horwich, Bolton, Lancashire, BL6 6QQ, United Kingdom

In the full report: 3 background checks

When onefunding.co.uk first appeared online, and whether it can receive email
What kind of line 07887 543582 is
Who else gives the postcode BL6 6QQ

Other names (3)

If you were contacted under any of these names, it is this firm.

CPD Finance Trading name: A name it trades under now.
MV Asset Finance Trading name: A name it trades under now.
One Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15293635 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 20 November 2023 (2 years old)
Registered office: The Barracks, 400 Bolton Road, Bury, BL8 2DA, England
Nature of business: Financial leasing (SIC 64910)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Aidan Minogue	Director	Jan 1962	1 May 2024	None
Lee Darren Schofield	Director	Mar 1986	1 May 2024	1 other company
Dennis Studholme	Director	Dec 1949	1 May 2024	33 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 34
closed down: 17
are FCA-registered: 9

In the full report: all 34 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 9 on the FCA register, including one no longer authorised
All 4 people who have ever been directors, with their dates

Key dates in its history

One Funding’s history from the FCA register and Companies House, newest first.

Key events (8) All events (18)

2026

23 January 2026

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2024

1 May 2024

Aidan Minogue became a part-owner (25–50% of shares)
Dennis Studholme became a part-owner (25–50% of shares)
Emma Schofield gave up control
Lee Darren Schofield became a part-owner (25–50% of shares)

Companies House

2023

20 November 2023

Incorporated at Companies House
Emma Schofield took control (75–100% of shares)

Companies House

In the full report: all 18 events

All 18 events in its history (8 shown here)
Every director appointment and resignation: 5

Firms connected to One Funding

Other FCA-listed firms that share a director, phone number or address with One Funding. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 7
share a director: 7
past links: 2

In the full report: all 7 connected firms, named

How each is linked: shared directors (7)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like One Funding

Other firms of the same type (credit broker), nearest first.

In Bolton

Leadsuk LtdBoltonAuthorised Be one HomesBoltonAuthorised Brian RobinsonBoltonAuthorised David Paul MorrisBoltonAuthorised Dr JDF Hill & Dr J HillBoltonAuthorised Duncan WatsonBoltonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on One Funding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

34 other companies its directors have run, named
3 background checks on its contact details
All 18 events in its history
7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is One Funding Ltd FCA authorised?

Yes, One Funding Ltd (FRN 1040483) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2026 and works as a credit broker. The FCA has placed no limits on its permissions.

What is One Funding’s phone number and website?

The FCA register lists the phone number 07887 543582 and the website onefunding.co.uk for One Funding. If you were given different contact details, use these to check with the firm before going any further.

Is One Funding a scam or clone?

One Funding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with One Funding?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how One Funding handles your money, so check the specific product before you commit. You can also refer complaints about One Funding to the Financial Ombudsman Service, free of charge.

Who owns One Funding?

Companies House lists 3 people with significant control of One Funding: Mr Lee Darren Schofield (25–50% of shares), Mr Dennis Studholme (25–50% of shares) and Mr Aidan Minogue (25–50% of shares). Before that, it was controlled by Mrs Emma Schofield.

Who runs One Funding?

Companies House lists 3 directors of One Funding: Aidan Minogue, Lee Darren Schofield and Dennis Studholme.

How long has One Funding been in business?

The company was formed on 20 November 2023, and has held its current FCA authorisation since January 2026.

Does One Funding use any other names?

It trades as CPD Finance, MV Asset Finance and One.