One Root Mortgages Limited

Reference number: 1044411

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • One Root Mortgages Limited (FRN 1044411) is an AR of HL Partnership Limited (FRN 303397). When you use One Root Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from One Root Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01273 077408

  • Address

    5 Jubilee Close, Henfield, West Sussex, BN5 9FB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01273 077408 is
  • Who else gives the postcode BN5 9FB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16600744
Company status
Active
Company type
Private limited company
Incorporated
23 July 2025 (1 year old)
Registered office
Unit G, Hove Technology Centre, St. Josephs Close, Hove, BN3 7ES, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Undray Eldon Griffith Director Oct 1986 23 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

One Root Mortgages’s history from the FCA register and Companies House, newest first.

2025

30 October 2025

  • Became an appointed representative
  • Began trading as "One Root Mortgages"

FCA register

23 July 2025

  • Incorporated at Companies House
  • Undray Eldon Griffith took control (75–100% of shares)
  • Undray Eldon Griffith appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like One Root Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Brighton (BN) postcode area

Adele TomasinBrightonAppointed representativeAnchor Mortgages LtdHoveAppointed representativeApollo Mortgages LimitedWorthingAppointed representativeArrow Mortgage Solutions LtdWorthingAppointed representativeAxios Finance LtdWorthingAppointed representativeBespoke Mortgage Services LimitedLittlehamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on One Root Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is One Root Mortgages Limited FCA authorised?
One Root Mortgages Limited (FRN 1044411) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for One Root Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. One Root Mortgages Limited (FRN 1044411) is an AR of HL Partnership Limited (FRN 303397). When you use One Root Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from One Root Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is One Root Mortgages’ phone number?
The FCA register lists the phone number 01273 077408 for One Root Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is One Root Mortgages a scam or clone?
One Root Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with One Root Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for One Root Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns One Root Mortgages?
Companies House lists one person with significant control of One Root Mortgages: Mr Undray Eldon Griffith (75–100% of shares).
Who runs One Root Mortgages?
Companies House lists one director of One Root Mortgages: Undray Eldon Griffith.
How long has One Root Mortgages been in business?
The company was formed on 23 July 2025.

Sources and links

The full report on One Root Mortgages Limited

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