One Sure Insurance Limited

Reference number: 447730

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When onesureinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01782 880140 is
  • Who else gives the postcode ST7 1LX
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Other names (29)

If you were contacted under any of these names, it is this firm.

  • Compare HGV Insurance Trading name: A name it trades under now.
  • MoveCover Trading name: A name it trades under now.
  • Onesure Trading name: A name it trades under now.
  • Onesure Insurance Service Trading name: A name it trades under now.
  • Spitfire Insurance Trading name: A name it trades under now.
  • Staveley Head Trading name: A name it trades under now.
  • trucksure Trading name: A name it trades under now.
  • Unicom Insurance Services Trading name: A name it trades under now.
  • vansure Trading name: A name it trades under now.
  • www.businessinsured.co.uk Trading name: A name it trades under now.
  • www.cheapestbikeinsurance4u.co.uk/ Trading name: A name it trades under now.
  • www.cheapestcaravaninsurance4u.co.uk/ Trading name: A name it trades under now.
  • www.cheapestcarinsurance4u.co.uk/ Trading name: A name it trades under now.
  • www.cheapesthomeinsurance4u.co.uk/ Trading name: A name it trades under now.
  • www.cheapestmotortraderinsurance4u.co.uk/ Trading name: A name it trades under now.
  • www.cheapestvaninsurance4u.co.uk/ Trading name: A name it trades under now.
  • www.CompareHGVInsurance.co.uk Trading name: A name it trades under now.
  • www.insurance4caravan.co.uk Trading name: A name it trades under now.
  • www.insurance4motorbike.com Trading name: A name it trades under now.
  • www.insurance4motorbike.co.uk Trading name: A name it trades under now.
  • www.insurance4motortrade.co.uk Trading name: A name it trades under now.
  • www.insurance4taxi.com Trading name: A name it trades under now.
  • www.spitfireinsurance.co.uk Trading name: A name it trades under now.
  • www.staveleyhead.co.uk Trading name: A name it trades under now.
  • www.talk2insure.co.uk Trading name: A name it trades under now.
  • www.tradewiseinsurance.com Trading name: A name it trades under now.
  • www.unicominsurance.com Trading name: A name it trades under now.
  • www.vansureinsurance.co.uk Trading name: A name it trades under now.
  • I Sure Direct Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 December 2005 (20 years old)
Registered office
Spitfire House 142-154 Congleton Road, Talke, Stoke On Trent, Staffordshire, ST7 1LX
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Alan Lear Director Jun 1975 8 Dec 2005 None
Nigel Harper Director Mar 1974 6 Apr 2017 4 other companies
Christopher Alan Lear Secretary Not published 8 Dec 2005 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Key dates in its history

One Sure Insurance’s history from the FCA register and Companies House, newest first.

2026

1 February 2026

  • Christopher Alan Lear no longer holds 25–50% of the votes
  • James Campbell Fraser Keay stopped being the majority owner
  • One Sure Group Limited took control (75–100% of shares)

Companies House

2018

21 March 2018

  • James Campbell Fraser Keay became the majority owner (50–75% of shares)
  • Martin Arnold no longer holds 25–50% of the votes

Companies House

2016

6 April 2016

  • Christopher Alan Lear gained 25–50% of the votes
  • Martin Arnold gained 25–50% of the votes

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

5 August 2008

  • Changed its registered name from "I Sure Direct Limited"

FCA register

2006

9 May 2006

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2005

8 December 2005

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (12 shown here)
  • Every director appointment and resignation: 4
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Firms connected to One Sure Insurance

Other FCA-listed firms that share a director, phone number or address with One Sure Insurance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like One Sure Insurance

Other firms of the same type (insurance broker), nearest first.

In Stoke-on-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on One Sure Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 47 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is One Sure Insurance Limited FCA authorised?
Yes, One Sure Insurance Limited (FRN 447730) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2006 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is One Sure Insurance’s phone number and website?
The FCA register lists the phone number 01782 880140 and the website onesureinsurance.co.uk for One Sure Insurance. If you were given different contact details, use these to check with the firm before going any further.
Is One Sure Insurance a scam or clone?
One Sure Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with One Sure Insurance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about One Sure Insurance to the Financial Ombudsman Service, free of charge.
Who owns One Sure Insurance?
One Sure Insurance is owned by One Sure Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 February 2026. Before that, it was controlled by Mr Martin Arnold, Mr James Campbell Fraser Keay and Mr Christopher Alan Lear.
Who runs One Sure Insurance?
Companies House lists 2 directors of One Sure Insurance: Christopher Alan Lear and Nigel Harper.
How long has One Sure Insurance been in business?
The company was formed on 8 December 2005, and has held its current FCA authorisation since May 2006.
Does One Sure Insurance use any other names?
It trades as Compare HGV Insurance, MoveCover, Onesure, Onesure Insurance Service and Spitfire Insurance, and 23 more names. It has previously used the name I Sure Direct Limited.

Sources and links

The full report on One Sure Insurance Limited

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