One-To-One Advisers Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 13 years
Your funds are protected by FSCS
No FCA actions
Active company since 2006
Accounts filed up to 30 April 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01495 307000
Address

53 Beaufort Rise, Beaufort, Ebbw Vale, Gwent, NP23 5JG, United Kingdom

In the full report: 2 background checks

What kind of line 01495 307000 is
Who else gives the postcode NP23 5JG

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05783759 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 April 2006 (20 years old)
Registered office: 53 Beaufort Rise, Beaufort, Ebbw Vale, Blaenau Gwent, NP23 5JG
Nature of business: Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Thomas Steven Lovell	Director	Oct 1964	18 Apr 2006	2 other companies
Jonathan Witts	Director	Jan 1965	18 Apr 2006	2 other companies
Thomas Steven Lovell	Secretary	Not published	18 Apr 2006	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 2
run together: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 companies these 2 directors run together

Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£37.8k

+10% from £34.3k

Employees (average)

2

Same as 2

Owed within a year

£58.4k

+55% from £37.6k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05783759. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

One-To-One Advisers’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2016

6 April 2016

Jonathan Witts became a part-owner (25–50% of shares)
Thomas Steven Lovell became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

18 February 2013

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2006

18 April 2006

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms like One-To-One Advisers

Other firms of the same type (financial adviser), nearest first.

In Ebbw Vale

Robert SheppardEbbw ValeAuthorised T.R.S. Independent Financial AdvisersEbbw ValeAuthorised Victoria Financial Solutions Ltd.Ebbw ValeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on One-To-One Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 11 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is One-To-One Advisers Limited FCA authorised?

Yes, One-To-One Advisers Limited (FRN 592094) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2013 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is One-To-One Advisers’ phone number?

The FCA register lists the phone number 01495 307000 for One-To-One Advisers. If you were given different contact details, use these to check with the firm before going any further.

Is One-To-One Advisers a scam or clone?

One-To-One Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with One-To-One Advisers?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about One-To-One Advisers to the Financial Ombudsman Service, free of charge.

Who owns One-To-One Advisers?

Companies House lists 2 people with significant control of One-To-One Advisers: Mr Jonathan Witts (25–50% of shares) and Mr Thomas Steven Lovell (25–50% of shares).

Who runs One-To-One Advisers?

Companies House lists 2 directors of One-To-One Advisers: Thomas Steven Lovell and Jonathan Witts.

How long has One-To-One Advisers been in business?

The company was formed on 18 April 2006, and has held its current FCA authorisation since February 2013.

What do One-To-One Advisers’ latest accounts show?

Its latest accounts, to 30 April 2026, show net assets of £37.8k (+10% from £34.3k).