Online Travel Insurance Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 18 years
Your funds are protected by FSCS
No FCA actions
Active company since 2006
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

onlinetravelcover.com (opens in a new tab)
Phone number

0161 735 0180
Address

Unit 13, Bickels Yard,, 151-153 Bermondsey Street,, London, City Of London, SE1 3HA, United Kingdom

In the full report: 3 background checks

When onlinetravelcover.com first appeared online, and whether it can receive email
What kind of line 0161 735 0180 is
Who else gives the postcode SE1 3HA

Other names (12)

If you were contacted under any of these names, it is this firm.

Alltravelinsurance Trading name: A name it trades under now.
Annualtravelcover Trading name: A name it trades under now.
carhirexs.com Trading name: A name it trades under now.
Cheap4travelcover Trading name: A name it trades under now.
eurobreakdown.com Trading name: A name it trades under now.
Insuremyholiday Trading name: A name it trades under now.
Onlinetravelcover Trading name: A name it trades under now.
Skicover Trading name: A name it trades under now.
Trusted Bear Trading name: A name it trades under now.
ukbreakdown Trading name: A name it trades under now.
European-Breakdown-Cover Former trading name: A name it used to trade under.
Wintersports-insurance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05833635 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 31 May 2006 (20 years old)
Registered office: Parker Russell, Level 30 The Leadenhall Building, 122 Leadenhall Street, London, EC3V 4AB, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Thomas William Lockyer Dunkley	Director	Nov 1971	31 May 2006	8 other companies
Paul Quigley	Director	Nov 1964	10 Oct 2008	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 3
is FCA-registered: 1

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£8,712

−27% from £11.9k

Cash at bank

£27.8k

−41% from £47.3k

Employees (average)

4

Same as 4

Owed within a year

£77.9k

−11% from £87.7k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05833635. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Online Travel Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (26)

2016

6 April 2016

Paul Quigley became a part-owner (25–50% of shares)
Thomas William Lockyer Dunkley became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2008

3 October 2008

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2006

31 May 2006

Incorporated at Companies House

Companies House

In the full report: all 26 events

All 26 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms connected to Online Travel Insurance Services

Other FCA-listed firms that share a director, phone number or address with Online Travel Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Online Travel Insurance Services

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorised Revolut Travel LtdLondonAuthorised Santander Insurance Services UK LimitedLondonAuthorised Aon UK LimitedLondonAuthorised Hartford Underwriting Agency LimitedLondonAuthorised Chubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Online Travel Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 26 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Online Travel Insurance Services Limited FCA authorised?

Yes, Online Travel Insurance Services Limited (FRN 480416) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2008 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Online Travel Insurance Services’ phone number and website?

The FCA register lists the phone number 0161 735 0180 and the website onlinetravelcover.com for Online Travel Insurance Services. If you were given different contact details, use these to check with the firm before going any further.

Is Online Travel Insurance Services a scam or clone?

Online Travel Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Online Travel Insurance Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Online Travel Insurance Services to the Financial Ombudsman Service, free of charge.

Who owns Online Travel Insurance Services?

Companies House lists 2 people with significant control of Online Travel Insurance Services: Mr Thomas William Lockyer Dunkley (50–75% of shares) and Paul Quigley (25–50% of shares).

Who runs Online Travel Insurance Services?

Companies House lists 2 directors of Online Travel Insurance Services: Thomas William Lockyer Dunkley and Paul Quigley.

How long has Online Travel Insurance Services been in business?

The company was formed on 31 May 2006, and has held its current FCA authorisation since October 2008.

What do Online Travel Insurance Services’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £8,712 (−27% from £11.9k) and cash at bank of £27.8k (−41% from £47.3k).

Does Online Travel Insurance Services use any other names?

It trades as Alltravelinsurance, Annualtravelcover, carhirexs.com, Cheap4travelcover and eurobreakdown.com, and 5 more names. It has previously used 2 other names: European-Breakdown-Cover and Wintersports-insurance.