Oomla Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Complaints covered by the Ombudsman
No FCA actions
Active company since 2022
Accounts filed up to 31 May 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

novopay.uk (opens in a new tab)
Phone number

020 3924 0381
Address

Jansel House, Hitchin Road, Luton, Luton, LU2 7XH, United Kingdom

In the full report: 3 background checks

When novopay.uk first appeared online, and whether it can receive email
What kind of line 020 3924 0381 is
Who else gives the postcode LU2 7XH

Other names (1)

If you were contacted under any of these names, it is this firm.

Novopay Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13902189 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 February 2022 (4 years old)
Registered office: Plaza 668 668 Hitchin Road, Luton, LU2 7XH, England
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Minhaj Ahmed	Director	Sep 1984	8 Feb 2022	3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
still active: 3

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

3 months to 31 May 2025Abridged accountsNot audited

Net assets

£32.8k

−44% from £58.3k

Employees (average)

10

+67% from 6

Owed within a year

£39.7k

−38% from £63.6k

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13902189. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Oomla’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2026

16 January 2026

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2022

8 February 2022

Incorporated at Companies House
Minhaj Ahmed took control (75–100% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Oomla

Other FCA-listed firms that share a director, phone number or address with Oomla. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Oomla

Other firms of the same type (credit broker), nearest first.

In Luton

Hitesh Pravin GohilLutonAuthorised Kalpesh KatechiaLutonAuthorised Mark & Tracey HedgesLutonAuthorised Mr Mohammed SaghirLutonAuthorised Thamsanqa DlaminiLutonAuthorised The White Hot Van Company LimitedLutonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oomla

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
All 9 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Oomla Ltd FCA authorised?

Yes, Oomla Ltd (FRN 1041693) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2026 and works as a credit broker. The FCA has placed no limits on its permissions.

What is Oomla’s phone number and website?

The FCA register lists the phone number 020 3924 0381 and the website novopay.uk for Oomla. If you were given different contact details, use these to check with the firm before going any further.

Is Oomla a scam or clone?

Oomla is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Oomla?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Oomla handles your money, so check the specific product before you commit. You can also refer complaints about Oomla to the Financial Ombudsman Service, free of charge.

Who owns Oomla?

Companies House lists one person with significant control of Oomla: Mr Minhaj Ahmed (75–100% of shares).

Who runs Oomla?

Companies House lists one director of Oomla: Minhaj Ahmed.

How long has Oomla been in business?

The company was formed on 8 February 2022, and has held its current FCA authorisation since January 2026.

What do Oomla’s latest accounts show?

Its latest accounts, to 31 May 2025, show net assets of £32.8k (−44% from £58.3k).

Does Oomla use any other names?

It trades as Novopay.