Open Finance Debt Solutions Ltd

Reference number: 826131

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When open-finance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 133 1369 is
  • Whether EC1V 2NX is a shared office: 214 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Open Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 February 2018 (8 years old)
Registered office
128 City Road City Road, London, EC1V 2NX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jakub Grzegorz Boguta Director Mar 1984 6 Feb 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

£6,286

+6.2% from £5,920

Employees (average)

1

Same as 1

Owed within a year

£29.7k

+2.1% from £29.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11190198. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Open Finance Debt Solutions’s history from the FCA register and Companies House, newest first.

2019

14 March 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

6 February 2018

  • Incorporated at Companies House
  • Jakub Grzegorz Boguta took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Open Finance Debt Solutions

Other firms of the same type (debt advice or management), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Open Finance Debt Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Open Finance Debt Solutions Ltd FCA authorised?
Yes, Open Finance Debt Solutions Ltd (FRN 826131) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2019 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Open Finance Debt Solutions’ phone number and website?
The FCA register lists the phone number 0330 133 1369 and the website open-finance.co.uk for Open Finance Debt Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Open Finance Debt Solutions a scam or clone?
Open Finance Debt Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Open Finance Debt Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Open Finance Debt Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Open Finance Debt Solutions to the Financial Ombudsman Service, free of charge.
Who owns Open Finance Debt Solutions?
Companies House lists one person with significant control of Open Finance Debt Solutions: Mr Jakub Grzegorz Boguta (75–100% of shares).
Who runs Open Finance Debt Solutions?
Companies House lists one director of Open Finance Debt Solutions: Jakub Grzegorz Boguta.
How long has Open Finance Debt Solutions been in business?
The company was formed on 6 February 2018, and has held its current FCA authorisation since March 2019.
What do Open Finance Debt Solutions’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £6,286 (+6.2% from £5,920).
Does Open Finance Debt Solutions use any other names?
It trades as Open Finance.

Sources and links

The full report on Open Finance Debt Solutions Ltd

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