Open University Student Budget Accounts Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 1995

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ousba.co.uk (opens in a new tab)
Phone number

01908 655777
Address

Open University Student Budget Accounts Ltd, PO Box 508, Walton Hall, Milton Keynes, MK7 6HX, United Kingdom

In the full report: 3 background checks

When ousba.co.uk first appeared online, and whether it can receive email
What kind of line 01908 655777 is
Who else gives the postcode MK7 6HX

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03030735 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 March 1995 (31 years old)
Registered office: Chambers Building, Walton Hall, Milton Keynes, Buckinghamshire, MK7 6BT, United Kingdom
Nature of business: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Susan Louise Goodyear	Director	Aug 1965	28 May 2019	1 other company
Simon Berkeley Fenne	Director	Mar 1965	23 Jul 2024	1 other company
Tracy Jane Lawson	Director	Feb 1970	19 May 2025	None
Jonathan Paul Brimley	Director	Nov 1976	21 Oct 2025	1 other company
Jonathan Paul Brimley	Secretary	Not published	21 Oct 2025	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
still active: 2

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
All 38 people who have ever been directors, with their dates

Key dates in its history

Open University Student Budget Accounts’s history from the FCA register and Companies House, newest first.

Key events (3) All events (77)

2016

27 April 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

1995

8 March 1995

Incorporated at Companies House

Companies House

In the full report: all 77 events

All 77 events in its history (3 shown here)
Every director appointment and resignation: 72

Firms like Open University Student Budget Accounts

Other firms of the same type (lender), nearest first.

In Milton Keynes

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Open University Student Budget Accounts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
All 77 events in its history

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Frequently asked questions about this firm

Is Open University Student Budget Accounts Limited FCA authorised?

Yes, Open University Student Budget Accounts Limited (FRN 723478) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is Open University Student Budget Accounts’ phone number and website?

The FCA register lists the phone number 01908 655777 and the website ousba.co.uk for Open University Student Budget Accounts. If you were given different contact details, use these to check with the firm before going any further.

Is Open University Student Budget Accounts a scam or clone?

Open University Student Budget Accounts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Open University Student Budget Accounts?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Open University Student Budget Accounts handles your money, so check the specific product before you commit. You can also refer complaints about Open University Student Budget Accounts to the Financial Ombudsman Service, free of charge.

Who runs Open University Student Budget Accounts?

Companies House lists 4 directors of Open University Student Budget Accounts: Susan Louise Goodyear, Simon Berkeley Fenne, Tracy Jane Lawson and Jonathan Paul Brimley.

How long has Open University Student Budget Accounts been in business?

The company was formed on 8 March 1995, and has held its current FCA authorisation since April 2016.