Optima Claims Ltd

Reference number: 945763

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When optimaclaims.co.uk first appeared online, and whether it can receive email
  • What kind of line 01522 569009 is
  • Who else gives the postcode LN3 4NL
Instant PDF download

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 August 2020 (6 years old)
Registered office
12 Allenby Business Village, Crofton Road, Lincoln, LN3 4NL, England
Nature of business
  • Activities of call centres (SIC 82200)

Directors and company secretaries

Name Role Born Appointed Other companies
James Sean Dickinson Director Mar 1989 7 Aug 2020 None
James Parczuk Director Apr 1978 16 May 2022 2 other companies
Eleanor Rose Gamble Director Feb 1992 1 Oct 2026 10 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
1
are FCA-registered
4

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£147k

−9.1% from £161k

Employees (average)

10

Same as 10

Owed within a year

£204k

+142% from £84.1k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12798443. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Optima Claims’s history from the FCA register and Companies House, newest first.

2026

1 October 2026

  • Acrisure UK Holdings Limited took control (75–100% of shares)
  • James Parczuk stopped being a part-owner
  • James Sean Dickinson no longer has significant control
  • Kevin Richard Paul stopped being a part-owner
  • Robert William Wilkinson stopped being a part-owner

Companies House

2021

7 August 2021

  • James Parczuk became a part-owner (25–50% of shares)
  • Kevin Richard Paul became a part-owner (25–50% of shares)
  • Robert William Wilkinson became a part-owner (25–50% of shares)

Companies House

30 July 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

7 August 2020

  • Incorporated at Companies House
  • James Sean Dickinson gained significant control

Companies House

In the full report: all 16 events

  • All 16 events in its history (12 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms connected to Optima Claims

Other FCA-listed firms that share a director, phone number or address with Optima Claims. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share a director
4
share its postcode
3

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (4), the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Optima Claims

Other firms of the same type (insurance broker), nearest first.

In Lincoln

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Optima Claims

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 16 events in its history
  • 7 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Optima Claims Ltd FCA authorised?
Yes, Optima Claims Ltd (FRN 945763) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2021 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Optima Claims’ phone number and website?
The FCA register lists the phone number 01522 569009 and the website optimaclaims.co.uk for Optima Claims. If you were given different contact details, use these to check with the firm before going any further.
Is Optima Claims a scam or clone?
Optima Claims is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Optima Claims?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Optima Claims to the Financial Ombudsman Service, free of charge.
Who owns Optima Claims?
Optima Claims is owned by Acrisure UK Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 1 October 2026. Before that, it was controlled by Mr James Parczuk, Mr Kevin Richard Paul and Mr Robert William Wilkinson.
Who runs Optima Claims?
Companies House lists 3 directors of Optima Claims: James Sean Dickinson, James Parczuk and Eleanor Rose Gamble.
How long has Optima Claims been in business?
The company was formed on 7 August 2020, and has held its current FCA authorisation since July 2021.
What do Optima Claims’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £147k (−9.1% from £161k).

Sources and links

The full report on Optima Claims Ltd

£19.99 · Instant PDF download

Loading secure checkout…