Optimize Financial Solutions Limited
Reference number: 460558
Instant download
No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 27 November 2006.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Last known website
kpwinvestments.co.uk
-
Last known phone number
0141 248 4982
-
Last known address
K P W Investments (Scotland) Ltd, 7 Royal Crescent, Glasgow, Glasgow City, G3 7SL, United Kingdom
In the full report: 3 background checks
- When kpwinvestments.co.uk first appeared online, and whether it can receive email
- What kind of line 0141 248 4982 is, and the other firm that gives it
- Who else gives the postcode G3 7SL
Other names (1)
If you were contacted under any of these names, it is this firm.
- Optimize IFA Ltd Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- SC236906 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 September 2002 (24 years old)
- Registered office
- 7 Royal Crescent, Glasgow, G3 7SL, Scotland
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| KPW INVESTMENTS (SCOTLAND) LIMITED | Corporate director | Not published | 26 Apr 2024 | 1 other company |
| Edward Kelly | Director | Apr 1983 | 14 Jan 2025 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- is FCA-registered
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£10.3k
No earlier figure to compare
Cash at bank
£0
No earlier figure to compare
Employees (average)
4
No earlier figure to compare
Owed within a year
£46.2k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC236906. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Optimize Financial Solutions’s history from the FCA register and Companies House, newest first.
2024
26 April 2024
- Board replaced: both directors left and a new director took over
Companies House
1 April 2024
- Alistair Norman Lawrie stopped being a part-owner
- Edward Kelly took control (75–100% of shares)
- Kpw Investments (Scotland) Limited took control (75–100% of shares)
- Stephen Thomas stopped being a part-owner
Companies House
2016
6 April 2016
- Alistair Norman Lawrie became a part-owner (25–50% of shares)
- Stephen Thomas became a part-owner (25–50% of shares)
Companies House
2012
31 December 2012
- Changed its registered name from "Optimize IFA Ltd"
FCA register
2006
27 November 2006
- Stopped being an appointed representative
FCA register
2002
17 September 2002
- Incorporated at Companies House
Companies House
In the full report: all 21 events
- All 21 events in its history (10 shown here)
- Every director appointment and resignation: 11
Firms connected to Optimize Financial Solutions
Other FCA-listed firms that share a director, phone number or address with Optimize Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its phone number
- 1
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Optimize Financial Solutions
Other firms of the same type (insurance broker), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Optimize Financial Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- All 21 events in its history
- 4 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Optimize Financial Solutions Limited FCA authorised?
Is Optimize Financial Solutions a scam or clone?
Is my money safe with Optimize Financial Solutions?
Who owns Optimize Financial Solutions?
Who runs Optimize Financial Solutions?
How long has Optimize Financial Solutions been in business?
What do Optimize Financial Solutions’ latest accounts show?
Does Optimize Financial Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk