Optimus Mortgages (Sussex) Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Optimus Mortgages (Sussex) Ltd (FRN 1048930) is an AR of The Right Mortgage Limited (FRN 649443). When you use Optimus Mortgages (Sussex)'s services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Optimus Mortgages (Sussex), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07788 507037
Address

44B Cooden Sea Road, Bexhill-On-Sea, East Sussex, TN39 4SL, United Kingdom

In the full report: 2 background checks

What kind of line 07788 507037 is
Who else gives the postcode TN39 4SL

FCA permissions and consumer protection

Protection through the principal firm
Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16855840 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 November 2025 (less than a year old)
Registered office: Unit 2.02 High Weald House, Glovers End, Bexhill, East Sussex, TN39 5ES, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew John Barrett	Director	Jan 1970	14 Nov 2025	3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
is FCA-registered: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 3 people who have ever been directors, with their dates

Key dates in its history

Optimus Mortgages (Sussex)’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2026

23 January 2026

Became an appointed representative

FCA register

2025

14 November 2025

Incorporated at Companies House
Andrew John Barrett became the majority owner (50–75% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (3 shown here)
Every director appointment and resignation: 5

Firms connected to Optimus Mortgages (Sussex)

Other FCA-listed firms that share a director, phone number or address with Optimus Mortgages (Sussex). A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Optimus Mortgages (Sussex)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bexhill-On-Sea

Best Advice Protection LtdBexhill-On-SeaAppointed representative

In the Tonbridge (TN) postcode area

Adrian BourneAppointed representative Ahoussi DjabiaAshfordAppointed representative Amavi Mortgages LtdUckfieldAppointed representative Andrew David SwindlesAppointed representative Avant-Garde Financial Advice LimitedAshfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Optimus Mortgages (Sussex)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
2 background checks on its contact details
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Optimus Mortgages (Sussex) Ltd FCA authorised?

Optimus Mortgages (Sussex) Ltd (FRN 1048930) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Optimus Mortgages (Sussex)?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Optimus Mortgages (Sussex) Ltd (FRN 1048930) is an AR of The Right Mortgage Limited (FRN 649443). When you use Optimus Mortgages (Sussex)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Optimus Mortgages (Sussex), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Optimus Mortgages (Sussex)’s phone number?

The FCA register lists the phone number 07788 507037 for Optimus Mortgages (Sussex). If you were given different contact details, use these to check with the firm before going any further.

Is Optimus Mortgages (Sussex) a scam or clone?

Optimus Mortgages (Sussex) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Optimus Mortgages (Sussex)?

Protection works through The Right Mortgage Limited, the principal firm responsible for Optimus Mortgages (Sussex)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Optimus Mortgages (Sussex)?

Companies House lists one person with significant control of Optimus Mortgages (Sussex): Mr Andrew John Barrett (50–75% of shares).

Who runs Optimus Mortgages (Sussex)?

Companies House lists one director of Optimus Mortgages (Sussex): Andrew John Barrett.

How long has Optimus Mortgages (Sussex) been in business?

The company was formed on 14 November 2025.