OPUS Independent Financial Planning Limited

Reference number: 529492

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When opus-ifp.com first appeared online, and whether it can receive email
  • What kind of line 0121 354 4034 is, and the 2 other firms that give it
  • Who else gives the postcode B72 1SD
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Other names (18)

If you were contacted under any of these names, it is this firm.

  • Opus Business Pensions Trading name
  • Opus IFP Trading name
  • RD Financial Planning Trading name
  • Denehall Wealth Management Limited Former name
  • Opus Investment Management Limited Former name
  • Bailey Richards Independent Financial Planning Former trading name
  • Fuse Three Insurance Former trading name
  • Napier Sterling Private Office Former trading name
  • Napier Sterling Wealth Former trading name
  • Nephos Wealth Former trading name
  • Opus Asset Management Former trading name
  • Opus Bailey Richards Former trading name
  • Opus Group Former trading name
  • Opus Portfolio Management Former trading name
  • Opus Wealth Management Former trading name
  • PSM Wealth Former trading name
  • Richards Johnson Independent Financial Planning Former trading name
  • The Opus Group Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07304649
Company status
Active
Company type
Private limited company
Incorporated
5 July 2010 (16 years old)
Registered office
1 Coleshill Street, Sutton Coldfield, West Midlands, B72 1SD, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin James Rees Director Mar 1982 5 Jul 2010 14 other companies
Oliver Simon Codrington Director Jan 1980 1 Jul 2021 22 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
36
closed down
27
went insolvent
1

In the full report: all 36 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£436k

−15% from £515k

Cash at bank

£9,822

−86% from £68.7k

Employees (average)

7

Same as 7

Owed within a year

£166k

−8.9% from £182k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07304649. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

OPUS Independent Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (7) All events (50)

2017

27 September 2017

  • Changed its registered name from "Opus Investment Management Limited"

FCA register

2016

6 April 2016

  • Benjamin James Rees became a part-owner (25–50% of shares)
  • Lee Thomas Axford became a part-owner (25–50% of shares)

Companies House

2014

18 February 2014

  • Changed its registered name from "Denehall Wealth Management Limited"

FCA register

2010

1 November 2010

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

5 July 2010

  • Incorporated at Companies House

Companies House

In the full report: all 50 events

  • All 50 events in its history (7 shown here)
  • Every director appointment and resignation: 12
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Firms connected to OPUS Independent Financial Planning

Other FCA-listed firms that share a director, phone number or address with OPUS Independent Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like OPUS Independent Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Sutton Coldfield

Advice Wise LtdSutton ColdfieldAuthorisedBeats Financial Planning LtdSutton ColdfieldAuthorisedCensus Wealth Management LimitedSutton ColdfieldAuthorisedDeven Yagnic LimitedSutton ColdfieldAuthorisedG&B Associates Independent Financial Advisers LLPSutton ColdfieldAuthorisedHall Financial Planners LtdSutton ColdfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on OPUS Independent Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 36 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 50 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is OPUS Independent Financial Planning Limited FCA authorised?
Yes, OPUS Independent Financial Planning Limited (FRN 529492) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2010 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is OPUS Independent Financial Planning’s phone number and website?
The FCA register lists the phone number 0121 354 4034 and the website opus-ifp.com for OPUS Independent Financial Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is OPUS Independent Financial Planning a scam or clone?
OPUS Independent Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with OPUS Independent Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about OPUS Independent Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns OPUS Independent Financial Planning?
Companies House lists 2 people with significant control of OPUS Independent Financial Planning: Mr Lee Thomas Axford (25–50% of shares) and Mr Benjamin James Rees (25–50% of shares).
Who runs OPUS Independent Financial Planning?
Companies House lists 2 directors of OPUS Independent Financial Planning: Benjamin James Rees and Oliver Simon Codrington.
How long has OPUS Independent Financial Planning been in business?
The company was formed on 5 July 2010, and has held its current FCA authorisation since November 2010.
What do OPUS Independent Financial Planning’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £436k (−15% from £515k) and cash at bank of £9,822 (−86% from £68.7k).
Does OPUS Independent Financial Planning use any other names?
It trades as Opus Business Pensions, Opus IFP and RD Financial Planning. It has previously used 15 other names, including Denehall Wealth Management Limited, Opus Investment Management Limited and Bailey Richards Independent Financial Planning.

Sources and links

The full report on OPUS Independent Financial Planning Limited

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