Opus Underwriting Limited

Reference number: 648810

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HISL Brokers Limited Reference number: 505452 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Opus Underwriting Limited (FRN 648810) is an AR of HISL Brokers Limited (FRN 505452). When you use Opus Underwriting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Opus Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When opusunderwriting.com first appeared online, and whether it can receive email
  • What kind of line 020 3920 9985 is
  • Who else gives the postcode RH2 9RJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Opus Trading name
  • Opus IP Guru Trading name
  • New World Intermediary Services Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HISL Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08960444
Company status
Active
Company type
Private limited company
Incorporated
26 March 2014 (12 years old)
Registered office
Castle Court, 41 London Road, Reigate, Surrey, RH2 9RJ, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard John Tee Director Mar 1961 26 Mar 2014 26 other companies
David Raymond Jewell Director Apr 1946 18 Sep 2014 27 other companies
Samuel Bobo Director Nov 1964 4 Nov 2014 5 other companies
AVANTIS SERVICES LIMITED Corporate secretary Not published 17 Feb 2020 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
53
closed down
29
are FCA-registered
9

In the full report: all 53 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register
  • The 5 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£1.65m

Down £92.2k from −£1.56m

Cash at bank

£389

−94% from £6,860

Employees (average)

2

Same as 2

Owed within a year

£1.40m

+8.8% from £1.29m

Net assets are negative: on its last balance sheet the company owed £1.65m more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08960444. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Opus Underwriting’s history from the FCA register and Companies House, newest first.

Key events (8) All events (20)

2020

24 January 2020

  • Richard John Tee became the majority owner (50–75% of shares)
  • Richard John Tee gained significant control
  • Richard John Tee no longer has significant control

Companies House

2018

1 April 2018

  • Heritage Group Holdings Limited stopped being the majority owner

Companies House

2017

24 March 2017

  • Heritage Group Holdings Limited became the majority owner (50–75% of shares)

Companies House

2014

22 November 2014

  • Changed its registered name from "New World Intermediary Services Limited"

FCA register

2 October 2014

  • Became an appointed representative

FCA register

26 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Opus Underwriting

Other FCA-listed firms that share a director, phone number or address with Opus Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
no longer authorised
1
share a director
3

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (3), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like Opus Underwriting

Other firms of the same type (insurance broker), nearest first.

In Reigate

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Opus Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 53 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 20 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Opus Underwriting Limited FCA authorised?
Opus Underwriting Limited (FRN 648810) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Opus Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Opus Underwriting Limited (FRN 648810) is an AR of HISL Brokers Limited (FRN 505452). When you use Opus Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Opus Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Opus Underwriting’s phone number and website?
The FCA register lists the phone number 020 3920 9985 and the website opusunderwriting.com for Opus Underwriting. If you were given different contact details, use these to check with the firm before going any further.
Is Opus Underwriting a scam or clone?
Opus Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Opus Underwriting?
Protection works through HISL Brokers Limited, the principal firm responsible for Opus Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Opus Underwriting?
Companies House lists one person with significant control of Opus Underwriting: Mr Richard John Tee (50–75% of shares). Before that, it was controlled by Heritage Group Holdings Limited.
Who runs Opus Underwriting?
Companies House lists 3 directors of Opus Underwriting: Richard John Tee, David Raymond Jewell and Samuel Bobo.
How long has Opus Underwriting been in business?
The company was formed on 26 March 2014.
What do Opus Underwriting’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£1.65m (down £92.2k from −£1.56m) and cash at bank of £389 (−94% from £6,860).
Does Opus Underwriting use any other names?
It trades as Opus and Opus IP Guru. It has previously used the name New World Intermediary Services Limited.

Sources and links

The full report on Opus Underwriting Limited

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