Oracle Asset Finance Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2005
Accounts filed up to 31 March 2024

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

oraclefinance.co.uk (opens in a new tab)
Phone number

01423 795800
Address

Oracle House, Unit 9, Whitfield Business Park, Manse Lane, Knaresborough, North Yorkshire, HG5 8BS, United Kingdom

In the full report: 3 background checks

When oraclefinance.co.uk first appeared online, and whether it can receive email
What kind of line 01423 795800 is
Who else gives the postcode HG5 8BS

Other names (35)

If you were contacted under any of these names, it is this firm.

Leasewise Trading name: A name it trades under now.
Oracle Car Finance Trading name: A name it trades under now.
Oracle Finance Trading name: A name it trades under now.
Prestige Car Finance Trading name: A name it trades under now.
www.leasewise.co.uk Trading name: A name it trades under now.
www.oraclefinance.com Trading name: A name it trades under now.
www.oraclefinance.co.uk Trading name: A name it trades under now.
www.oracle-leasing.co.uk Trading name: A name it trades under now.
www.prestigecarfinance.co.uk Trading name: A name it trades under now.
www.supercarfinance.com Trading name: A name it trades under now.
Oracle Prestige Finance Former trading name: A name it used to trade under.
Oracle Protect Former trading name: A name it used to trade under.
www.agrilease.com Former trading name: A name it used to trade under.
www.agrilease.co.uk Former trading name: A name it used to trade under.
www.agrilease.net Former trading name: A name it used to trade under.
www.hybridfinance.co.uk Former trading name: A name it used to trade under.
www.intelligentcarfinance.com Former trading name: A name it used to trade under.
www.intelligentcarfinance.co.uk Former trading name: A name it used to trade under.
www.newcarfinancing.co.uk Former trading name: A name it used to trade under.
www.oracle-admin.co.uk Former trading name: A name it used to trade under.
www.oracleassetfinance.com Former trading name: A name it used to trade under.
www.oracleassetfinance.co.uk Former trading name: A name it used to trade under.
www.oraclefinance.support Former trading name: A name it used to trade under.
www.oraclefinance.tv Former trading name: A name it used to trade under.
www.oraclefinance.uk Former trading name: A name it used to trade under.
www.oracle-leasing.com Former trading name: A name it used to trade under.
www.oracleprotect.com Former trading name: A name it used to trade under.
www.oracleprotect.co.uk Former trading name: A name it used to trade under.
www.oracleprotect.uk Former trading name: A name it used to trade under.
www.prestigecar.finance Former trading name: A name it used to trade under.
www.prestigecarfinance.tv Former trading name: A name it used to trade under.
www.supercar-finance.co.uk Former trading name: A name it used to trade under.
www.supercarfinancing.com Former trading name: A name it used to trade under.
www.supercarfinancing.co.uk Former trading name: A name it used to trade under.
www.usedcarfinancing.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Credit Broking
Debt Adjusting
Debt-counselling
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

Not permitted to canvass off trade premises

The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05564813 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 September 2005 (21 years old)
Registered office: Oracle House Whitfield Business Park, Manse Lane, Knaresborough, North Yorkshire, HG5 8BS
Nature of business: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Peter Lawton Brook	Director	Apr 1964	15 Sep 2005	12 other companies
Christopher Mark Hitchen	Director	Jul 1971	19 Nov 2025	8 other companies
Madeline Esme Mannakee	Secretary	Not published	9 Dec 2016	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 14
closed down: 6
is FCA-registered: 1

In the full report: all 14 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 6 companies these 2 directors run together
All 6 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2024Full accountsAudited

Turnover

£8.85m

Not compared: the previous accounts cover a different length of time

Profit before tax

£3.12m

Not compared: the previous accounts cover a different length of time

Net assets

£625k

−89% from £5.56m

Cash at bank

£145k

−96% from £3.59m

The previous accounts cover 6 months, so turnover and profit are not compared with them.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05564813. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oracle Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (82)

2016

6 April 2016

Exemplary Group Limited took control (75–100% of shares)

Companies House

2015

11 May 2015

Regulated by the FCA from this date
FCA imposed a requirement (Not permitted to canvass off trade premises)
Became authorised by the FCA

FCA register

2005

15 September 2005

Incorporated at Companies House

Companies House

In the full report: all 82 events

All 82 events in its history (5 shown here)
Every director appointment and resignation: 8

Firms connected to Oracle Asset Finance

Other FCA-listed firms that share a director, phone number or address with Oracle Asset Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Oracle Asset Finance

Other firms of the same type (lender), nearest first.

In Knaresborough

Braithwaite Finance LimitedKnaresboroughAuthorised Prosperis LimitedKnaresboroughAuthorised

In the Harrogate (HG) postcode area

Cardale Finance LimitedHarrogateAuthorised martyn pearsonHarrogateAuthorised Maunby Investment Management LimitedRiponAuthorised Neil DunkleyRiponAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oracle Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

14 other companies its directors have run, named
3 background checks on its contact details
All 82 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Oracle Asset Finance Limited FCA authorised?

Yes, Oracle Asset Finance Limited (FRN 662576) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a lender. The FCA has placed a limit on what it may do.

What is Oracle Asset Finance’s phone number and website?

The FCA register lists the phone number 01423 795800 and the website oraclefinance.co.uk for Oracle Asset Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Oracle Asset Finance a scam or clone?

Oracle Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Oracle Asset Finance?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Oracle Asset Finance handles your money, so check the specific product before you commit. You can also refer complaints about Oracle Asset Finance to the Financial Ombudsman Service, free of charge.

Who owns Oracle Asset Finance?

Oracle Asset Finance is owned by Exemplary Group Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.

Who runs Oracle Asset Finance?

Companies House lists 2 directors of Oracle Asset Finance: Peter Lawton Brook and Christopher Mark Hitchen.

How long has Oracle Asset Finance been in business?

The company was formed on 15 September 2005, and has held its current FCA authorisation since May 2015.

What do Oracle Asset Finance’s latest accounts show?

Its latest accounts, to 31 March 2024, show turnover of £8.85m (not compared: the previous accounts cover a different length of time) and profit before tax of £3.12m (not compared: the previous accounts cover a different length of time).

Does Oracle Asset Finance use any other names?

It trades as Leasewise, Oracle Car Finance, Oracle Finance, Prestige Car Finance and www.leasewise.co.uk, and 5 more names. It has previously used 25 other names, including Oracle Prestige Finance, Oracle Protect and www.agrilease.com.