Orbit Credit Services Ltd

Reference number: 971349

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Orbit Credit Services Ltd (FRN 971349) is an AR of Wescot Credit Services Limited (FRN 688858). When you use Orbit Credit Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Orbit Credit Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When orbitservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 01653 604434 is
  • Who else gives the postcode TF3 4NT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Orbit Debt Collections Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Wescot Credit Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 January 2008 (18 years old)
Registered office
1 Kings Hill Avenue, Kings Hill, West Malling, ME19 4UA, England
Nature of business
  • Activities of collection agencies (SIC 82911)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Andrew Graham Director May 1969 17 Feb 2020 40 other companies
Leo Weston Director Apr 1970 11 Nov 2021 None
Thomas David Somerville Director Feb 1982 31 Dec 2025 None
Lucy Marie Bassett Secretary Not published 30 Sep 2024 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
40
closed down
18
are FCA-registered
4

In the full report: all 40 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • All 15 people who have ever been directors, with their dates
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Key dates in its history

Orbit Credit Services’s history from the FCA register and Companies House, newest first.

2022

8 March 2022

  • Changed its registered name from "Orbit Debt Collections Limited"

FCA register

7 March 2022

  • Became an appointed representative

FCA register

2018

28 January 2018

  • Jamie Lee Hopwood stopped being a part-owner
  • Thomas David Somerville stopped being a part-owner

Companies House

2017

19 May 2017

  • Cabot Financial Debt Recovery Services Limited took control (75–100% of shares)

Companies House

18 January 2017

  • Jamie Lee Hopwood became a part-owner (25–50% of shares)
  • Thomas David Somerville became a part-owner (25–50% of shares)

Companies House

2008

18 January 2008

  • Incorporated at Companies House

Companies House

In the full report: all 33 events

  • All 33 events in its history (8 shown here)
  • Every director appointment and resignation: 25
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Firms connected to Orbit Credit Services

Other FCA-listed firms that share a director, phone number or address with Orbit Credit Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its postcode
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Orbit Credit Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Telford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Orbit Credit Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 40 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 33 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Orbit Credit Services Ltd FCA authorised?
Orbit Credit Services Ltd (FRN 971349) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Orbit Credit Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Orbit Credit Services Ltd (FRN 971349) is an AR of Wescot Credit Services Limited (FRN 688858). When you use Orbit Credit Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Orbit Credit Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Orbit Credit Services’ phone number and website?
The FCA register lists the phone number 01653 604434 and the website orbitservices.co.uk for Orbit Credit Services. If you were given different contact details, use these to check with the firm before going any further.
Is Orbit Credit Services a scam or clone?
Orbit Credit Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Orbit Credit Services?
Protection works through Wescot Credit Services Limited, the principal firm responsible for Orbit Credit Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Orbit Credit Services?
Orbit Credit Services is owned by Cabot Financial Debt Recovery Services Limited, which holds 75–100% of shares, since 19 May 2017. Before that, it was controlled by Mr Jamie Lee Hopwood and Mr Thomas David Somerville.
Who runs Orbit Credit Services?
Companies House lists 3 directors of Orbit Credit Services: Jonathan Andrew Graham, Leo Weston and Thomas David Somerville.
How long has Orbit Credit Services been in business?
The company was formed on 18 January 2008.
Does Orbit Credit Services use any other names?
It has previously used the name Orbit Debt Collections Limited.

Sources and links

The full report on Orbit Credit Services Ltd

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