On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
6th Floor, 33 Holborn, London, EC1N 2HT, United Kingdom
In the full report: 1 background check
- Who else gives the postcode EC1N 2HT
Other names (3)
If you were contacted under any of these names, it is this firm.
- Octopus Capital Trading name: A name it trades under now.
- Octopus Property Trading name: A name it trades under now.
- Octopus Real Estate Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12908588 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 September 2020 (6 years old)
- Registered office
- 6th Floor 33 Holborn, London, EC1N 2HT, United Kingdom
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Edward James Clough | Director | Jul 1985 | 28 Feb 2023 | 43 other companies |
| Andy Scott | Director | Feb 1981 | 14 Nov 2024 | 3 other companies |
| OCTOPUS COMPANY SECRETARIAL SERVICES LIMITED | Corporate secretary | Not published | 28 Sep 2020 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 44
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 44 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 2 directors run together
- All 5 people who have ever been directors, with their dates
Key dates in its history
Ore Lending’s history from the FCA register and Companies House, newest first.
2021
9 June 2021
- Registered with the FCA
FCA register
2020
28 September 2020
- Incorporated at Companies House
- Octopus Capital Limited took control (75–100% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (3 shown here)
- Every director appointment and resignation: 8
Firms connected to Ore Lending
Other FCA-listed firms that share a director, phone number or address with Ore Lending. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Get the full report on Ore Lending
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 44 other companies its directors have run, named
- 1 background check on its contact details
- All 14 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Ore Lending Limited FCA authorised?
Is Ore Lending a scam or clone?
Is my money safe with Ore Lending?
Who owns Ore Lending?
Who runs Ore Lending?
How long has Ore Lending been in business?
Does Ore Lending use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk