Orient Financial Services Ltd

Reference number: 789675

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Orient Financial Services Ltd (FRN 789675) is an AR of HL Partnership Limited (FRN 303397). When you use Orient Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Orient Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07855 810725

  • Address

    Symonds Mead, Hillview Close, Tilehurst, Reading, Berkshire, RG31 6YX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07855 810725 is
  • Who else gives the postcode RG31 6YX
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Ensure Financial Services Limited Former name: A name it was registered under before.
  • Ensure Financial Solutions Ltd Former name: A name it was registered under before.
  • Ensure Financial Services Former trading name: A name it used to trade under.
  • Ensure Financial Solutions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 July 2017 (9 years old)
Registered office
Symonds Mead Hillview Close, Tilehurst, Reading, RG31 6YX, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Dennis Mankottil Joseph Director May 1974 12 Jul 2017 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£30.9k

Up £28.8k from £2,110

Employees (average)

1

Same as 1

Owed within a year

£19.3k

−2.3% from £19.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10863607. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Orient Financial Services’s history from the FCA register and Companies House, newest first.

2018

29 August 2018

  • Changed its registered name from "Ensure Financial Solutions Ltd"

FCA register

8 May 2018

  • Changed its registered name from "Ensure Financial Services Limited"

FCA register

2017

25 September 2017

  • Became an appointed representative

FCA register

12 July 2017

  • Incorporated at Companies House
  • Dennis Mankottil Joseph gained significant control

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Orient Financial Services

Other FCA-listed firms that share a director, phone number or address with Orient Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Orient Financial Services

Other firms of the same type (insurance broker), nearest first.

In Reading

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Orient Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Orient Financial Services Ltd FCA authorised?
Orient Financial Services Ltd (FRN 789675) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Orient Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Orient Financial Services Ltd (FRN 789675) is an AR of HL Partnership Limited (FRN 303397). When you use Orient Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Orient Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Orient Financial Services’ phone number?
The FCA register lists the phone number 07855 810725 for Orient Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Orient Financial Services a scam or clone?
Orient Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Orient Financial Services?
Protection works through HL Partnership Limited, the principal firm responsible for Orient Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Orient Financial Services?
Companies House lists one person with significant control of Orient Financial Services: Mr Dennis Mankottil Joseph (significant influence or control).
Who runs Orient Financial Services?
Companies House lists one director of Orient Financial Services: Dennis Mankottil Joseph.
How long has Orient Financial Services been in business?
The company was formed on 12 July 2017.
What do Orient Financial Services’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £30.9k (up £28.8k from £2,110).
Does Orient Financial Services use any other names?
It has previously used 4 other names, including Ensure Financial Services Limited, Ensure Financial Solutions Ltd and Ensure Financial Services.

Sources and links

The full report on Orient Financial Services Ltd

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