Orr Mortgage & Protection Ltd

Reference number: 1056901

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Orr Mortgage & Protection Ltd (FRN 1056901) is an AR of First Complete Limited (FRN 435779). When you use Orr Mortgage & Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Orr Mortgage & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07715 126679

  • Address

    3 Sunningdale Gardens, Belfast, Northern Ireland, BT14 6SE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07715 126679 is
  • Who else gives the postcode BT14 6SE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Opus Mortgages NI Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI740139
Company status
Active
Company type
Private limited company
Incorporated
28 April 2026 (less than a year old)
Registered office
Unit 517 Moat House Bloomfield Avenue, Belfast, BT5 5AD, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Sacha Orr Director Nov 1982 28 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Orr Mortgage & Protection’s history from the FCA register and Companies House, newest first.

2026

5 June 2026

  • Became an appointed representative
  • Began trading as "Opus Mortgages NI"

FCA register

28 April 2026

  • Incorporated at Companies House
  • Mark Sacha Orr took control (75–100% of shares)
  • Mark Sacha Orr appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Orr Mortgage & Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Belfast

UPS (Financial Services) LtdBelfastAppointed representativeDonald MorganBelfastAppointed representativeEsther MurphyBelfastAppointed representativeFirst Time Buyer Mortgages LtdBelfastAppointed representativeHq Mortgages LtdBelfastAppointed representativeLaura Lewis Financial LtdBelfastAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Orr Mortgage & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Orr Mortgage & Protection Ltd FCA authorised?
Orr Mortgage & Protection Ltd (FRN 1056901) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Orr Mortgage & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Orr Mortgage & Protection Ltd (FRN 1056901) is an AR of First Complete Limited (FRN 435779). When you use Orr Mortgage & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Orr Mortgage & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Orr Mortgage & Protection’s phone number?
The FCA register lists the phone number 07715 126679 for Orr Mortgage & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Orr Mortgage & Protection a scam or clone?
Orr Mortgage & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Orr Mortgage & Protection?
Protection works through First Complete Limited, the principal firm responsible for Orr Mortgage & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Orr Mortgage & Protection?
Companies House lists one person with significant control of Orr Mortgage & Protection: Mr Mark Sacha Orr (75–100% of shares).
Who runs Orr Mortgage & Protection?
Companies House lists one director of Orr Mortgage & Protection: Mark Sacha Orr.
How long has Orr Mortgage & Protection been in business?
The company was formed on 28 April 2026.
Does Orr Mortgage & Protection use any other names?
It trades as Opus Mortgages NI.

Sources and links

The full report on Orr Mortgage & Protection Ltd

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