Osborne and Berry Limited

Reference number: 1056432

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SHERMIN FINANCE LIMITED Reference number: 727594 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • OSBORNE AND BERRY LIMITED (FRN 1056432) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not OSBORNE AND BERRY.
  • Example: if OSBORNE AND BERRY refers you to a financial adviser, the advice should come from the principal firm, not from OSBORNE AND BERRY itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When opulenza.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 470 2820 is
  • Who else gives the postcode SK8 3BH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • OPULENZA Trading name
  • OPULENZA BATHROOMS & TILES Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11775120
Company status
Active
Company type
Private limited company
Incorporated
18 January 2019 (7 years old)
Registered office
200 Wilmslow Road Heald Green, Cheadle, Cheshire, SK8 3BH, England
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Graham Osborne Director Dec 1976 18 Jan 2019 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£327

−98% from £19.0k

Owed within a year

£128k

+37% from £93.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11775120. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Osborne and Berry’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2026

5 June 2026

  • Became an introducer appointed representative

FCA register

2019

13 February 2019

  • Jayne Clare Berry stopped being a part-owner

Companies House

18 January 2019

  • Incorporated at Companies House
  • Jayne Clare Berry became a part-owner (25–50% of shares)
  • Richard Graham Osborne took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Osborne and Berry

Other FCA-listed firms that share a director, phone number or address with Osborne and Berry. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Osborne and Berry

Other firms of the same type (retailer), nearest first.

In Cheadle

Ecotrade Europe LtdCheadleAppointed representativeBathroom Project LimitedCheadleAppointed representativeEP & BTW Flooring LimitedCheadleAppointed representativeIG & JB Flooring LimitedCheadleAppointed representativeYumapos UK LtdCheadleAppointed representativenorth west mountain bike centre limitedCheadleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Osborne and Berry

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Osborne and Berry Limited FCA authorised?
Osborne and Berry Limited (FRN 1056432) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Osborne and Berry?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Osborne and Berry Limited (FRN 1056432) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not Osborne and Berry. Example: if Osborne and Berry refers you to a financial adviser, the advice should come from the principal firm, not from Osborne and Berry itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Osborne and Berry’s phone number and website?
The FCA register lists the phone number 0161 470 2820 and the website opulenza.co.uk for Osborne and Berry. If you were given different contact details, use these to check with the firm before going any further.
Is Osborne and Berry a scam or clone?
Osborne and Berry is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Osborne and Berry?
Protection works through Shermin Finance Limited, the principal firm responsible for Osborne and Berry's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Osborne and Berry?
Companies House lists one person with significant control of Osborne and Berry: Mr Richard Graham Osborne (75–100% of shares). Before that, it was controlled by Mrs Jayne Clare Berry.
Who runs Osborne and Berry?
Companies House lists one director of Osborne and Berry: Richard Graham Osborne.
How long has Osborne and Berry been in business?
The company was formed on 18 January 2019.
What do Osborne and Berry’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £327 (−98% from £19.0k).
Does Osborne and Berry use any other names?
It trades as OPULENZA and OPULENZA BATHROOMS & TILES.

Sources and links

The full report on Osborne and Berry Limited

£19.99 · Instant PDF download

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