Osl Financial Consultancy Ltd

Reference number: 747664

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagekey.co.uk first appeared online, and whether it can receive email
  • What kind of line 01482 306666 is
  • Who else gives the postcode DN38 6EE
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • MortgageKey Trading name
  • OSL Wealth Management Trading name
  • Loankey Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

Limits on what they may do

  • Limited to no credit repair service
    The firm is limited to no credit repair service

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06810395
Company status
Active
Company type
Private limited company
Incorporated
5 February 2009 (17 years old)
Registered office
4 Bigby Green, Bigby, Barnetby, North Lincolnshire, DN38 6EE
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Oliver Simon Laver Director Aug 1985 5 Feb 2009 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Abridged accountsNot audited

Net assets

−£515k

Down £160k from −£355k

Cash at bank

£815k

+68% from £486k

Employees (average)

33

−13% from 38

Net assets are negative: on its last balance sheet the company owed £515k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06810395. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Osl Financial Consultancy’s history from the FCA register and Companies House, newest first.

Key events (7) All events (20)

2019

18 January 2019

  • Sally Bradshaw stopped being a part-owner

Companies House

2017

5 February 2017

  • Oliver Simon Laver took control (75–100% of shares)
  • Sally Bradshaw became a part-owner (25–50% of shares)

Companies House

23 January 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Limited to no credit repair service)
  • Became authorised by the FCA

FCA register

2009

5 February 2009

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms like Osl Financial Consultancy

Other firms of the same type (financial adviser), nearest first.

In the Doncaster (DN) postcode area

Aspen Financial Strategies LimitedDoncasterAuthorisedAspen North Financial Strategies LimitedDoncasterAuthorisedBarry Fenton Independent Financial Advisers LtdDoncasterAuthorisedBrookway Financial LtdDoncasterAuthorisedCarrmichaels LimitedDoncasterAuthorisedChristison and Rowland LLPGooleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Osl Financial Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Osl Financial Consultancy Ltd FCA authorised?
Yes, Osl Financial Consultancy Ltd (FRN 747664) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2017 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Osl Financial Consultancy’s phone number and website?
The FCA register lists the phone number 01482 306666 and the website mortgagekey.co.uk for Osl Financial Consultancy. If you were given different contact details, use these to check with the firm before going any further.
Is Osl Financial Consultancy a scam or clone?
Osl Financial Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Osl Financial Consultancy?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Osl Financial Consultancy to the Financial Ombudsman Service, free of charge.
Who owns Osl Financial Consultancy?
Companies House lists one person with significant control of Osl Financial Consultancy: Mr Oliver Simon Laver (75–100% of shares). Before that, it was controlled by Sally Bradshaw.
Who runs Osl Financial Consultancy?
Companies House lists one director of Osl Financial Consultancy: Oliver Simon Laver.
How long has Osl Financial Consultancy been in business?
The company was formed on 5 February 2009, and has held its current FCA authorisation since January 2017.
What do Osl Financial Consultancy’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£515k (down £160k from −£355k) and cash at bank of £815k (+68% from £486k).
Does Osl Financial Consultancy use any other names?
It trades as MortgageKey and OSL Wealth Management. It has previously used the name Loankey.

Sources and links

The full report on Osl Financial Consultancy Ltd

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