OSL Financial Services Ltd

Reference number: 948512

Instant download

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When osl-fs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01952 459683 is
  • Who else gives the postcode TF3 2DT
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mortgage8 Former trading name: A name it used to trade under.
  • North Wales & North West Financial Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

Limits on what they may do

  • The Firm will cease onboarding any new Appointed Representatives and Introducer Appointed Representatives with immediate effect.
    The Firm will cease onboarding any new Appointed Representatives (ARs) and Introducer ARs with immediate effect. The Firm is also required to instruct a 3rd party to carry out a review of the Firm’s systems and controls. Should the Review conclude that the current internal compliance arrangements are inadequate, a formal recommendation must be provided specifying the requisite level of additional internal compliance resource and/or the number of ARs to be offboarded. These Requirements take immediate effect upon notification to the Firm and will remain in force unless and until varied or cancelled by the Authority.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 November 2008 (17 years old)
Registered office
11 Dinthill, Telford, Shropshire, TF3 2DT, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Paul Ronald Baker Director Feb 1975 21 Nov 2008 6 other companies
Michael Patrick O'Brien Director Apr 1981 6 Jun 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
5
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£45.6k

+88% from £24.3k

Cash at bank

£192k

+527% from £30.6k

Employees (average)

5

+400% from 1

Owed within a year

£51.8k

+223% from £16.0k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06754978. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

OSL Financial Services’s history from the FCA register and Companies House, newest first.

2026

17 February 2026

  • FCA imposed a requirement (The Firm will cease onboarding any new Appointed Representatives and Introducer Appointed Representatives with immediate effect.)

FCA register

2024

6 June 2024

  • Michael Patrick O'Brien became a part-owner (25–50% of shares)

Companies House

2021

22 November 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

1 July 2016

  • John Paul Ronald Baker became a part-owner (25–50% of shares)

Companies House

2008

21 November 2008

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms like OSL Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Telford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on OSL Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 15 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is OSL Financial Services Ltd FCA authorised?
Yes, OSL Financial Services Ltd (FRN 948512) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2021 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.
What is OSL Financial Services’ phone number and website?
The FCA register lists the phone number 01952 459683 and the website osl-fs.co.uk for OSL Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is OSL Financial Services a scam or clone?
OSL Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with OSL Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about OSL Financial Services to the Financial Ombudsman Service, free of charge.
Who owns OSL Financial Services?
Companies House lists 2 people with significant control of OSL Financial Services: Mr Michael Patrick O'Brien (25–50% of shares) and Mr John Paul Ronald Baker (25–50% of shares).
Who runs OSL Financial Services?
Companies House lists 2 directors of OSL Financial Services: John Paul Ronald Baker and Michael Patrick O'Brien.
How long has OSL Financial Services been in business?
The company was formed on 21 November 2008, and has held its current FCA authorisation since November 2021.
What do OSL Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £45.6k (+88% from £24.3k) and cash at bank of £192k (+527% from £30.6k).
Does OSL Financial Services use any other names?
It has previously used 2 other names: Mortgage8 and North Wales & North West Financial Services.

Sources and links

The full report on OSL Financial Services Ltd

£19.99 · Instant PDF download

Loading secure checkout…