Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
11 Dinthill, Telford, Telford and Wrekin, TF3 2DT, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When osl-fs.co.uk first appeared online, and whether it can receive email
- What kind of line 01952 459683 is
- Who else gives the postcode TF3 2DT
Other names (2)
If you were contacted under any of these names, it is this firm.
- Mortgage8 Former trading name: A name it used to trade under.
- North Wales & North West Financial Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL Advisor
- Acting as a CBTL arranger
- Acting as a CBTL Arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
- Providing Credit Information Services
Limits on what they may do
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The Firm will cease onboarding any new Appointed Representatives and Introducer Appointed Representatives with immediate effect.
The Firm will cease onboarding any new Appointed Representatives (ARs) and Introducer ARs with immediate effect. The Firm is also required to instruct a 3rd party to carry out a review of the Firm’s systems and controls. Should the Review conclude that the current internal compliance arrangements are inadequate, a formal recommendation must be provided specifying the requisite level of additional internal compliance resource and/or the number of ARs to be offboarded. These Requirements take immediate effect upon notification to the Firm and will remain in force unless and until varied or cancelled by the Authority.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06754978 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 November 2008 (17 years old)
- Registered office
- 11 Dinthill, Telford, Shropshire, TF3 2DT, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Paul Ronald Baker | Director | Feb 1975 | 21 Nov 2008 | 6 other companies |
| Michael Patrick O'Brien | Director | Apr 1981 | 6 Jun 2024 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 5
- run together
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£45.6k
+88% from £24.3k
Cash at bank
£192k
+527% from £30.6k
Employees (average)
5
+400% from 1
Owed within a year
£51.8k
+223% from £16.0k
Net assets
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06754978. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
OSL Financial Services’s history from the FCA register and Companies House, newest first.
2026
17 February 2026
- FCA imposed a requirement (The Firm will cease onboarding any new Appointed Representatives and Introducer Appointed Representatives with immediate effect.)
FCA register
2024
6 June 2024
- Michael Patrick O'Brien became a part-owner (25–50% of shares)
Companies House
2021
22 November 2021
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2016
1 July 2016
- John Paul Ronald Baker became a part-owner (25–50% of shares)
Companies House
2008
21 November 2008
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms like OSL Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Telford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on OSL Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 15 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk