Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 28 February 2026
Responsible principal firm
COTSWOLD INDEPENDENT FINANCIAL SERVICES LTD Reference number: 604634 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Otus Mortgages Ltd (FRN 652422) is an AR of COTSWOLD INDEPENDENT FINANCIAL SERVICES LTD (FRN 604634). When you use Otus Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Otus Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Stanley House, 1 Warwick St, Coventry, West Midlands, CV5 6ET, United Kingdom
In the full report: 2 background checks
- What kind of line 024 7692 0029 is, and the other firm that gives it
- Who else gives the postcode CV5 6ET
Other names (1)
If you were contacted under any of these names, it is this firm.
- Otus Pension & Investment Centre Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Cotswold Independent Financial Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08949160 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 March 2014 (12 years old)
- Registered office
- 1&2 Mercia Business Village Torwood Close, Westwood Business Park, Coventry, West Midlands, CV4 8HX, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Huw Lansdowne | Director | Nov 1987 | 7 Oct 2020 | None |
| Stuart Graeme Startup | Director | Sep 1975 | 1 Oct 2021 | 6 other companies |
| Neil John Yeoman | Director | Mar 1962 | 1 Jul 2023 | None |
| Neil Yeoman | Secretary | Not published | 20 Mar 2014 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 1
- are FCA-registered
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£165
No earlier figure to compare
Cash at bank
£565
Up £238 from £327
Employees (average)
1
Same as 1
Owed within a year
£82.6k
+14% from £72.5k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08949160. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Otus Mortgages’s history from the FCA register and Companies House, newest first.
2022
1 September 2022
- Cotswold Independent Financial Services Ltd took control (75–100% of shares)
- Neil John Yeoman gave up control
Companies House
2017
20 March 2017
- Neil John Yeoman took control (75–100% of shares)
Companies House
2014
30 October 2014
- Became an appointed representative
FCA register
20 March 2014
- Incorporated at Companies House
Companies House
In the full report: all 14 events
- All 14 events in its history (5 shown here)
- Every director appointment and resignation: 7
Firms connected to Otus Mortgages
Other FCA-listed firms that share a director, phone number or address with Otus Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Otus Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Coventry
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Otus Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 14 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk