Ourcar ltd
Reference number: 968034
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 28 February 2026
Responsible principal firm
The Compliance Guys Ltd Reference number: 941360 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ourcar ltd (FRN 968034) is an AR of The Compliance Guys Ltd (FRN 941360). When you use Ourcar's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ourcar, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Our Car Ltd, Our Car Ltd, Wragholme Road, Grainthorpe, Louth, Lincolnshire, LN11 7JD, United Kingdom
In the full report: 3 background checks
- When ourcar.co.uk first appeared online, and whether it can receive email
- What kind of line 01472 472471 is
- Who else gives the postcode LN11 7JD
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Compliance Guys Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13219855 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 February 2021 (5 years old)
- Registered office
- 23 Chantry Lane, Grimsby, N E Lincolnshire, DN31 2LP, England
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mark Anthony Chester | Director | Apr 1961 | 23 Feb 2021 | 2 other companies |
| Ann Marie Marshall | Director | May 1973 | 1 Dec 2021 | 2 other companies |
| Christopher Marshall | Director | Oct 1980 | 1 Dec 2021 | 2 other companies |
| James Martin Seaton | Director | Jul 1987 | 1 Dec 2021 | 2 other companies |
| Stephen James Twidale | Director | Jul 1985 | 26 Apr 2022 | 1 other company |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
- is FCA-registered
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 5 directors run together
Filed accounts and finances
Net assets
£72.6k
+15% from £62.9k
Cash at bank
£72.6k
+222% from £22.6k
Employees (average)
7
+17% from 6
Owed within a year
£1.03m
+40% from £737k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2022 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13219855. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ourcar’s history from the FCA register and Companies House, newest first.
2024
16 December 2024
- Ann Marie Marshall became a part-owner (25–50% of shares)
- Ann Marie Marshall stopped being a part-owner
- Christopher Marshall became a part-owner (25–50% of shares)
- Christopher Marshall stopped being a part-owner
- Mark Chester became a part-owner (25–50% of shares)
Companies House
12 December 2024
- Jms Trading (Lincs) Ltd stopped being a part-owner
- Online Motor Group Ltd stopped being a part-owner
Companies House
2022
19 January 2022
- Became an appointed representative
FCA register
2021
1 December 2021
- Jms Trading (Lincs) Ltd became a part-owner (25–50% of shares)
- Mark Anthony Chester gave up control
- Online Motor Group Ltd became a part-owner (25–50% of shares)
Companies House
23 February 2021
- Incorporated at Companies House
- Mark Anthony Chester took control (75–100% of shares)
Companies House
In the full report: all 19 events
- All 19 events in its history (13 shown here)
- Every director appointment and resignation: 5
Firms connected to Ourcar
Other FCA-listed firms that share a director, phone number or address with Ourcar. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Ourcar
Other firms of the same type (car dealer), nearest first.
In Louth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ourcar
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 19 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Who runs Ourcar?
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What do Ourcar’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk