Overdales Legal Limited

Reference number: 691793

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When overdales.com first appeared online, and whether it can receive email
  • What kind of line 0113 490 0825 is
  • Who else gives the postcode LS15 8GH
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Lucas Credit Services Trading name
  • Overdales Trading name
  • Overdales Law Trading name
  • Overdales Solicitors Trading name
  • Lucas Credit Services LTD Former name
  • Overdales Legal LTD Former name
  • LCL Former trading name
  • LCSL Former trading name
  • Lucas Former trading name
  • Lucas Credit Former trading name
  • Lucas Legal Services Former trading name
  • Lucas Services Former trading name

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Lend or arrange credit
Show FCA detail (1 permission)
  • Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07407310
Company status
Active
Company type
Private limited company
Incorporated
14 October 2010 (16 years old)
Registered office
No. 1 The Square Thorpe Park View, Thorpe Park, Leeds, LS15 8GH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Vikki Leanne Hoyle Director Mar 1980 1 Aug 2025 3 other companies
James Elliott Director May 1978 16 Dec 2025 None
Kevin Michael Blake Director Nov 1958 14 Jul 2026 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 15 people who have ever been directors, with their dates
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Key dates in its history

Overdales Legal’s history from the FCA register and Companies House, newest first.

Key events (13) All events (58)

2021

19 May 2021

  • Changed its registered name from "Overdales Legal LTD"

FCA register

8 March 2021

  • Changed its registered name from "Lucas Credit Services LTD"

FCA register

2019

17 December 2019

  • Lowell Finance Ltd gave up control
  • Metis Bidco Limited took control (75–100% of shares)

Companies House

13 July 2019

  • Board replaced: all 4 directors left and 3 new directors took over
  • Debra Lucas stopped being a part-owner
  • Lowell Finance Ltd took control (75–100% of shares)
  • Roger William Lucas stopped being a part-owner

Companies House

2016

14 October 2016

  • Debra Lucas became a part-owner (25–50% of shares)
  • Roger William Lucas became a part-owner (25–50% of shares)

Companies House

2015

5 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

14 October 2010

  • Incorporated at Companies House

Companies House

In the full report: all 58 events

  • All 58 events in its history (13 shown here)
  • Every director appointment and resignation: 27
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Firms connected to Overdales Legal

Other FCA-listed firms that share a director, phone number or address with Overdales Legal. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Overdales Legal

Other firms of the same type (debt collector), nearest first.

In Leeds

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Overdales Legal

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 58 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Overdales Legal Limited FCA authorised?
Yes, Overdales Legal Limited (FRN 691793) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a debt collector. The FCA has placed no limits on its permissions.
What is Overdales Legal’s phone number and website?
The FCA register lists the phone number 0113 490 0825 and the website overdales.com for Overdales Legal. If you were given different contact details, use these to check with the firm before going any further.
Is Overdales Legal a scam or clone?
Overdales Legal is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Overdales Legal?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Overdales Legal handles your money, so check the specific product before you commit. You can also refer complaints about Overdales Legal to the Financial Ombudsman Service, free of charge.
Who owns Overdales Legal?
Overdales Legal is owned by Metis Bidco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 17 December 2019. Before that, it was controlled by Lowell Finance Ltd, Mrs Debra Lucas and Dr Roger William Lucas.
Who runs Overdales Legal?
Companies House lists 3 directors of Overdales Legal: Vikki Leanne Hoyle, James Elliott and Kevin Michael Blake.
How long has Overdales Legal been in business?
The company was formed on 14 October 2010, and has held its current FCA authorisation since November 2015.
Does Overdales Legal use any other names?
It trades as Lucas Credit Services, Overdales, Overdales Law and Overdales Solicitors. It has previously used 8 other names, including Lucas Credit Services LTD, Overdales Legal LTD and LCL.

Sources and links

The full report on Overdales Legal Limited

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