Own Your Future Financial Planning Ltd

Reference number: 1019487

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • OWN YOUR FUTURE FINANCIAL PLANNING LTD (FRN 1019487) is an AR of ValidPath Limited (FRN 197107). When you use OWN YOUR FUTURE FINANCIAL PLANNING's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from OWN YOUR FUTURE FINANCIAL PLANNING, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ownyourfuturefp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07881 441569 is
  • Who else gives the postcode G2 1RW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC814499
Company status
Active
Company type
Private limited company
Incorporated
25 June 2024 (2 years old)
Registered office
First Floor, 2 West Regent Street, Glasgow, G2 1RW, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Alexander Nelson Director Feb 1982 25 Jun 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

17 months to 30 November 2025Micro-entity accountsNot audited

Net assets

−£7,860

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£8,776

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £7,860 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC814499. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Own Your Future Financial Planning’s history from the FCA register and Companies House, newest first.

2024

26 September 2024

  • Became an appointed representative

FCA register

25 June 2024

  • Incorporated at Companies House
  • David Alexander Nelson took control (75–100% of shares)
  • David Alexander Nelson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Own Your Future Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Glasgow

A and A Accounting LtdGlasgowAppointed representativeA Henderson Financial Planning LtdGlasgowAppointed representativeAlexander Campbell McLaughlanGlasgowAppointed representativeAnderson Mortgages (Scotland) LimitedGlasgowAppointed representativeAnthony Blake Financial Planning LtdGlasgowAppointed representativeBlackmount Private Wealth LimitedGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Own Your Future Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Own Your Future Financial Planning Ltd FCA authorised?
Own Your Future Financial Planning Ltd (FRN 1019487) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Own Your Future Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Own Your Future Financial Planning Ltd (FRN 1019487) is an AR of ValidPath Limited (FRN 197107). When you use Own Your Future Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Own Your Future Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Own Your Future Financial Planning’s phone number and website?
The FCA register lists the phone number 07881 441569 and the website ownyourfuturefp.co.uk for Own Your Future Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Own Your Future Financial Planning a scam or clone?
Own Your Future Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Own Your Future Financial Planning?
Protection works through ValidPath Limited, the principal firm responsible for Own Your Future Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Own Your Future Financial Planning?
Companies House lists one person with significant control of Own Your Future Financial Planning: Mr David Alexander Nelson (75–100% of shares).
Who runs Own Your Future Financial Planning?
Companies House lists one director of Own Your Future Financial Planning: David Alexander Nelson.
How long has Own Your Future Financial Planning been in business?
The company was formed on 25 June 2024.
What do Own Your Future Financial Planning’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of −£7,860 (no earlier figure to compare).

Sources and links

The full report on Own Your Future Financial Planning Ltd

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