Oxford International Education & Travel Limited

Reference number: 746564

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Oxford International Education & Travel Limited (FRN 746564) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Oxford International Education & Travel's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Oxford International Education & Travel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oxfordinternational.com first appeared online, and whether it can receive email
  • What kind of line 020 8293 1188 is
  • Who else gives the postcode SO53 3LG
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Bangor University International College Trading name: A name it trades under now.
  • De Montfort University International College Trading name: A name it trades under now.
  • International College Dundee Trading name: A name it trades under now.
  • Oxford International Trading name: A name it trades under now.
  • University of Bradford International College Trading name: A name it trades under now.
  • University Of Greenwich International College Trading name: A name it trades under now.
  • Oxford International Education and Travel Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 November 1991 (34 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other reservation service activities not elsewhere classified (SIC 79909)

Directors and company secretaries

Name Role Born Appointed Other companies
Lil Gabriela Bremermann-Richard Director Apr 1979 1 Feb 2019 32 other companies
David Charles Brown Director Feb 1962 11 May 2022 28 other companies
Laura Guga-Voyce Director Dec 1979 3 May 2024 None
Nicholas Christopher Malcomson Director Nov 1975 6 Nov 2025 15 other companies
Glynne Stanfield Director Apr 1961 6 Nov 2025 4 other companies
Julie Elizabeth Smith (Prof) Director Jun 1969 20 Feb 2026 None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
48
closed down
16
run together
24

In the full report: all 48 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 24 companies these 6 directors run together
  • All 16 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsAudited

Total equity

−£6.21m

Down £2.92m from −£3.28m

Cash at bank

£1.65m

+51% from £1.09m

Employees (average)

0

Same as 0

Owed within a year

£28.6m

−16% from £34.1m

Total equity is negative: on its last balance sheet the company owed £6.21m more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02666738. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oxford International Education & Travel’s history from the FCA register and Companies House, newest first.

2024

13 November 2024

  • Changed its registered name from "Oxford International Education and Travel Limited"

FCA register

2016

10 May 2016

  • Became an appointed representative

FCA register

6 April 2016

  • Oxford International Education Group Ltd took control (75–100% of shares)

Companies House

1991

28 November 1991

  • Incorporated at Companies House

Companies House

In the full report: all 36 events

  • All 36 events in its history (4 shown here)
  • Every director appointment and resignation: 26
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Firms like Oxford International Education & Travel

Other firms of the same type (insurance broker), nearest first.

In the Southampton (SO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oxford International Education & Travel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 48 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 36 events in its history

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Frequently asked questions about this firm

Is Oxford International Education & Travel Limited FCA authorised?
Oxford International Education & Travel Limited (FRN 746564) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oxford International Education & Travel?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oxford International Education & Travel Limited (FRN 746564) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Oxford International Education & Travel's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oxford International Education & Travel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Oxford International Education & Travel’s phone number and website?
The FCA register lists the phone number 020 8293 1188 and the website oxfordinternational.com for Oxford International Education & Travel. If you were given different contact details, use these to check with the firm before going any further.
Is Oxford International Education & Travel a scam or clone?
Oxford International Education & Travel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oxford International Education & Travel?
Protection works through Howden UK Brokers Limited, the principal firm responsible for Oxford International Education & Travel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Oxford International Education & Travel?
Oxford International Education & Travel is owned by Oxford International Education Group Ltd, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.
Who runs Oxford International Education & Travel?
Companies House lists 6 directors of Oxford International Education & Travel: Lil Gabriela Bremermann-Richard, David Charles Brown, Laura Guga-Voyce, Nicholas Christopher Malcomson, Glynne Stanfield and Julie Elizabeth Smith (Prof).
How long has Oxford International Education & Travel been in business?
The company was formed on 28 November 1991.
What do Oxford International Education & Travel’s latest accounts show?
Its latest accounts, to 31 August 2025, show total equity of −£6.21m (down £2.92m from −£3.28m) and cash at bank of £1.65m (+51% from £1.09m).
Does Oxford International Education & Travel use any other names?
It trades as Bangor University International College, De Montfort University International College, International College Dundee, Oxford International and University of Bradford International College, and 1 more names. It has previously used the name Oxford International Education and Travel Limited.

Sources and links

The full report on Oxford International Education & Travel Limited

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