Oxford Mortgage Company Limited

Reference number: 193387

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Oxford Mortgage Company Limited (FRN 193387) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Oxford Mortgage Company's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Oxford Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01869 814418

  • Address

    1st Floor Office, 28 Market Square, Bicester, Oxfordshire, OX26 6AG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01869 814418 is
  • Who else gives the postcode OX26 6AG
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Oxford Mortgage Company Ltd Former name
  • The Oxford Mortgage Company Limited Former name
  • The Oxford Mortgage Company Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06437697
Company status
Active
Company type
Private limited company
Incorporated
26 November 2007 (18 years old)
Registered office
10 Station Yard, Tiddington, Thame, OX9 2FG, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeremy Mark May Director Oct 1965 28 Jun 2012 1 other company
Simon Charles Sturt Director Jan 1965 28 Jun 2012 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£215k

+6.5% from £202k

Employees (average)

4

Same as 4

Owed within a year

£33.0k

+18% from £28.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06437697. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oxford Mortgage Company’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2026

11 March 2026

  • Changed its registered name from "Oxford Mortgage Company Ltd"

FCA register

2016

6 April 2016

  • Jeremy Mark May became a part-owner (25–50% of shares)
  • Simon Charles Sturt became a part-owner (25–50% of shares)

Companies House

2012

28 June 2012

  • Board replaced: its only director left and 2 new directors took over

Companies House

2008

6 March 2008

  • Changed its registered name from "The Oxford Mortgage Company Limited"

FCA register

2007

26 November 2007

  • Incorporated at Companies House

Companies House

1999

6 July 1999

  • Became an appointed representative

FCA register

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms like Oxford Mortgage Company

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bicester

Bicester Mortgage & InsurancesBicesterAppointed representativeDouglas Smith Mortgage ServicesBicesterAppointed representativeHive Mortgage Solutions LimitedBicesterAppointed representativeJourney Mortgages LtdBicesterAppointed representativePam Brown Mortgages LLPBicesterAppointed representativeRightstep Mortgages LtdBicesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oxford Mortgage Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Oxford Mortgage Company Limited FCA authorised?
Oxford Mortgage Company Limited (FRN 193387) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oxford Mortgage Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oxford Mortgage Company Limited (FRN 193387) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Oxford Mortgage Company's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oxford Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Oxford Mortgage Company’s phone number?
The FCA register lists the phone number 01869 814418 for Oxford Mortgage Company. If you were given different contact details, use these to check with the firm before going any further.
Is Oxford Mortgage Company a scam or clone?
Oxford Mortgage Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oxford Mortgage Company?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Oxford Mortgage Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Oxford Mortgage Company?
Companies House lists 2 people with significant control of Oxford Mortgage Company: Mr Simon Charles Sturt (25–50% of shares) and Mr Jeremy Mark May (25–50% of shares).
Who runs Oxford Mortgage Company?
Companies House lists 2 directors of Oxford Mortgage Company: Jeremy Mark May and Simon Charles Sturt.
How long has Oxford Mortgage Company been in business?
The company was formed on 26 November 2007.
What do Oxford Mortgage Company’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £215k (+6.5% from £202k).
Does Oxford Mortgage Company use any other names?
It has previously used 3 other names: Oxford Mortgage Company Ltd, The Oxford Mortgage Company Limited and The Oxford Mortgage Company.

Sources and links

The full report on Oxford Mortgage Company Limited

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