Oyster Financial Solutions LLP

Reference number: 215765

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Oyster Financial Solutions LLP (FRN 215765) is an AR of Openwork Limited (FRN 408285). When you use Oyster Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Oyster Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When oysterfinancialsolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01227 375500 is, and the other firm that gives it
  • Who else gives the postcode CT6 5ER
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Oyster Financial Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC353273
Company status
Active
Company type
Limited liability partnership
Incorporated
16 March 2010 (16 years old)
Registered office
Matches the FCA register address ✓

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Alexander Rebbeck LLP designated member May 1973 16 Mar 2010 6 other companies
Stephen Robert Walters LLP designated member Dec 1967 16 Mar 2010 4 other companies
Samantha Ann Rebbeck LLP member Feb 1973 16 Mar 2010 None
Denise Ann Walters LLP member Jul 1967 16 Mar 2010 None
OYSTER CORPORATE SOLUTIONS LIMITED Corporate LLP designated member Not published 26 Jan 2011 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.14m

+18% from £967k

Cash at bank

£31.0k

+28% from £24.1k

Employees (average)

0

−100% from 5

Owed within a year

£3,980

−70% from £13.2k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC353273. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oyster Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

  • Lee Alexander Rebbeck became a part-owner (25–50% of shares)
  • Stephen Robert Walters became a part-owner (25–50% of shares)

Companies House

2012

2 November 2012

  • Changed its registered name from "Oyster Financial Services"

FCA register

2010

16 March 2010

  • Incorporated at Companies House

Companies House

2002

12 July 2002

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Oyster Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Oyster Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Oyster Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Herne Bay

Brian EmslieHerne BayAppointed representativeCloser Independent Financial Services LimitedHerne BayAppointed representative

In the Canterbury (CT) postcode area

Aggi Christou Mortgages LtdMargateAppointed representativeAlan O'FarrellFolkestoneAppointed representativeArchgate Wealth LtdCanterburyAppointed representativeAustin Lakin Clark LtdMargateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oyster Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Oyster Financial Solutions LLP FCA authorised?
Oyster Financial Solutions LLP (FRN 215765) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oyster Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oyster Financial Solutions LLP (FRN 215765) is an AR of Openwork Limited (FRN 408285). When you use Oyster Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oyster Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Oyster Financial Solutions’ phone number and website?
The FCA register lists the phone number 01227 375500 and the website oysterfinancialsolutions.co.uk for Oyster Financial Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Oyster Financial Solutions a scam or clone?
Oyster Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oyster Financial Solutions?
Protection works through Openwork Limited, the principal firm responsible for Oyster Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Oyster Financial Solutions?
Companies House lists 2 people with significant control of Oyster Financial Solutions: Mr Lee Alexander Rebbeck (25–50% of votes) and Mr Stephen Robert Walters (25–50% of votes).
Who runs Oyster Financial Solutions?
Companies House lists 5 directors of Oyster Financial Solutions: Lee Alexander Rebbeck, Stephen Robert Walters, Samantha Ann Rebbeck, Denise Ann Walters and Oyster Corporate Solutions Limited.
How long has Oyster Financial Solutions been in business?
The company was formed on 16 March 2010.
What do Oyster Financial Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.14m (+18% from £967k) and cash at bank of £31.0k (+28% from £24.1k).
Does Oyster Financial Solutions use any other names?
It trades as Oyster Financial Services.

Sources and links

The full report on Oyster Financial Solutions LLP

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