Pacem Financial Advisory Ltd

Reference number: 781480

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pacem-advisory.com first appeared online, and whether it can receive email
  • What kind of line 028 9099 6948 is
  • Who else gives the postcode BT1 3NQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pacem Trading name
  • RedRock Financial Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI629498
Company status
Active
Company type
Private limited company
Incorporated
19 February 2015 (11 years old)
Registered office
3rd Floor 2-10 East Bridge Street, Belfast, BT1 3NQ, Northern Ireland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Martin Glover Director May 1955 7 Oct 2019 12 other companies
Daniel Anthony Glover Director Oct 1986 7 Oct 2019 5 other companies
Kevin Thomas Kelly Director Feb 1981 7 Oct 2019 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
4
went insolvent
1

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 6 companies these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£754k

<1% from £752k

Cash at bank

£81.9k

+721% from £9,981

Employees (average)

19

+36% from 14

Owed within a year

£286k

−3.7% from £297k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI629498. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pacem Financial Advisory’s history from the FCA register and Companies House, newest first.

Key events (11) All events (21)

2019

24 October 2019

  • Changed its registered name from "RedRock Financial Ltd"

FCA register

7 October 2019

  • Board replaced: both directors left and 3 new directors took over
  • Alison Bell stopped being a part-owner
  • Lyn McMaster stopped being a part-owner
  • Pacem Group Ltd took control (75–100% of shares)

Companies House

2017

2 October 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Alison Bell became a part-owner (25–50% of shares)
  • Lyn McMaster became a part-owner (25–50% of shares)

Companies House

2015

19 February 2015

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (11 shown here)
  • Every director appointment and resignation: 7
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Firms like Pacem Financial Advisory

Other firms of the same type (pension transfer adviser), nearest first.

In Belfast

Jrg Financial Planning LtdBelfastAuthorised

In the Belfast (BT) postcode area

B McKernan & Co. LtdDungannonAuthorisedClarke Financial Planning LtdColeraineAuthorisedRHA Financial AssociatesDonaghadeeAuthorisedJamie StevensonCraigavonAppointed representativeMilestone Financial LtdCraigavonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pacem Financial Advisory

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is Pacem Financial Advisory Ltd FCA authorised?
Yes, Pacem Financial Advisory Ltd (FRN 781480) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2017 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.
What is Pacem Financial Advisory’s phone number and website?
The FCA register lists the phone number 028 9099 6948 and the website pacem-advisory.com for Pacem Financial Advisory. If you were given different contact details, use these to check with the firm before going any further.
Is Pacem Financial Advisory a scam or clone?
Pacem Financial Advisory is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pacem Financial Advisory?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pacem Financial Advisory to the Financial Ombudsman Service, free of charge.
Who owns Pacem Financial Advisory?
Pacem Financial Advisory is owned by Pacem Group Ltd, which holds 75–100% of shares and 75–100% of votes, since 7 October 2019. Before that, it was controlled by Mrs Lyn McMaster and Ms Alison Bell.
Who runs Pacem Financial Advisory?
Companies House lists 3 directors of Pacem Financial Advisory: Anthony Martin Glover, Daniel Anthony Glover and Kevin Thomas Kelly.
How long has Pacem Financial Advisory been in business?
The company was formed on 19 February 2015, and has held its current FCA authorisation since October 2017.
What do Pacem Financial Advisory’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £754k (<1% from £752k) and cash at bank of £81.9k (+721% from £9,981).
Does Pacem Financial Advisory use any other names?
It trades as Pacem. It has previously used the name RedRock Financial Ltd.

Sources and links

The full report on Pacem Financial Advisory Ltd

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