Pamela Thresh Finance Limited

Reference number: 700016

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07874 033807

  • Address

    1 Highcourt, Hull, Kingston Upon Hull, City Of, HU6 9ST, United Kingdom

In the full report: 2 background checks

  • What kind of line 07874 033807 is
  • Who else gives the postcode HU6 9ST
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05230287
Company status
Active
Company type
Private limited company
Incorporated
14 September 2004 (22 years old)
Registered office
The Bloc Unit F14 38 Springfield Way, Anlaby, Hull, HU10 6RJ, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Pamela Ann Chapman Director Dec 1953 14 Sep 2004 None
Stephen Richard Chapman Director Apr 1949 14 Sep 2004 None
Ian Martin Clegg Director Jan 1969 1 Oct 2023 None
Stephen Richard Chapman Secretary Not published 14 Sep 2004 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£49.3k

+7.5% from £45.9k

Employees (average)

3

Same as 3

Owed within a year

£211k

−14% from £246k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05230287. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pamela Thresh Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2023

1 October 2023

  • Ian Martin Clegg took control (75–100% of shares)
  • Pamela Ann Chapman stopped being a part-owner
  • Stephen Richard Chapman stopped being a part-owner

Companies House

2016

14 September 2016

  • Pamela Ann Chapman became a part-owner (25–50% of shares)
  • Stephen Richard Chapman became a part-owner (25–50% of shares)

Companies House

2015

29 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2004

14 September 2004

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like Pamela Thresh Finance

Other firms of the same type (lender), nearest first.

In Hull

Hu Loans LtdHullAuthorisedLynne Margaret HaguesHullAuthorisedMark Waind RobinsonHullAuthorisedRoger Colin Waudby and Angela Jane WaudbyHullAuthorisedT.l.thresh LimitedHullAuthorisedHull Kingston Rovers Football Club LimitedHullAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pamela Thresh Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Pamela Thresh Finance Limited FCA authorised?
Yes, Pamela Thresh Finance Limited (FRN 700016) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Pamela Thresh Finance’s phone number?
The FCA register lists the phone number 07874 033807 for Pamela Thresh Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Pamela Thresh Finance a scam or clone?
Pamela Thresh Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pamela Thresh Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Pamela Thresh Finance handles your money, so check the specific product before you commit. You can also refer complaints about Pamela Thresh Finance to the Financial Ombudsman Service, free of charge.
Who owns Pamela Thresh Finance?
Companies House lists one person with significant control of Pamela Thresh Finance: Ian Martin Clegg (75–100% of shares). Before that, it was controlled by Mr Stephen Richard Chapman and Mrs Pamela Ann Chapman.
Who runs Pamela Thresh Finance?
Companies House lists 3 directors of Pamela Thresh Finance: Pamela Ann Chapman, Stephen Richard Chapman and Ian Martin Clegg.
How long has Pamela Thresh Finance been in business?
The company was formed on 14 September 2004, and has held its current FCA authorisation since December 2015.
What do Pamela Thresh Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £49.3k (+7.5% from £45.9k).

Sources and links

The full report on Pamela Thresh Finance Limited

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