Paragon Financial Solutions Limited

Reference number: 940136

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rosemount Financial Solutions (IFA) Limited Reference number: 535515 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paragon Financial Solutions Limited (FRN 940136) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Paragon Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Paragon Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07968 670211

  • Address

    52 Balmoral Road, Gillingham, Kent, ME7 4PG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07968 670211 is
  • Who else gives the postcode ME7 4PG
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Lenderhive Partners (Kent) Trading name
  • WPPFS Trading name
  • Paragon Financial Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16246276
Company status
Active
Company type
Private limited company
Incorporated
12 February 2025 (1 year old)
Registered office
52 Balmoral Road, Gillingham, ME7 4PG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jacqueline Ann Dower Director Oct 1970 12 Feb 2025 None
Russel Neil Dower Director Jul 1985 12 Feb 2025 None
Stuart Michael Garde Dower Director Aug 1950 12 Feb 2025 None
Laura Szorady Director Nov 1989 12 Feb 2025 None

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
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Filed accounts and finances

14 months to 31 March 2026Small company accountsNot audited

Net assets

£10.4k

No earlier figure to compare

Cash at bank

£20.2k

No earlier figure to compare

Employees (average)

4

No earlier figure to compare

Owed within a year

£21.2k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16246276. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Paragon Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2025

25 February 2025

  • Changed its registered name from "Paragon Financial Services"

FCA register

12 February 2025

  • Incorporated at Companies House
  • Russel Neil Dower became a part-owner (25–50% of shares)
  • Stuart Michael Garde Dower became a part-owner (25–50% of shares)

Companies House

2020

3 December 2020

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Paragon Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Paragon Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Paragon Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Gillingham

Business Tax Accountants LimitedGillinghamAppointed representativeCoral Financial Planning LLPGillinghamAppointed representativeEasom Wealth ManagementGillinghamAppointed representativeFuture Financial Wealth LLPGillinghamAppointed representativeJ Pym Finance LtdGillinghamAppointed representativePJH Financial ServicesGillinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paragon Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Paragon Financial Solutions Limited FCA authorised?
Paragon Financial Solutions Limited (FRN 940136) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paragon Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paragon Financial Solutions Limited (FRN 940136) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Paragon Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Paragon Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Paragon Financial Solutions’ phone number?
The FCA register lists the phone number 07968 670211 for Paragon Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Paragon Financial Solutions a scam or clone?
Paragon Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paragon Financial Solutions?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Paragon Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Paragon Financial Solutions?
Companies House lists 2 people with significant control of Paragon Financial Solutions: Mr Russel Neil Dower (25–50% of shares) and Mr Stuart Michael Garde Dower (25–50% of shares).
Who runs Paragon Financial Solutions?
Companies House lists 4 directors of Paragon Financial Solutions: Jacqueline Ann Dower, Russel Neil Dower, Stuart Michael Garde Dower and Laura Szorady.
How long has Paragon Financial Solutions been in business?
The company was formed on 12 February 2025.
What do Paragon Financial Solutions’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £10.4k (no earlier figure to compare) and cash at bank of £20.2k (no earlier figure to compare).
Does Paragon Financial Solutions use any other names?
It trades as Lenderhive Partners (Kent) and WPPFS. It has previously used the name Paragon Financial Services.

Sources and links

The full report on Paragon Financial Solutions Limited

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