Paragon Independent Limited

Reference number: 440589

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When paragon-ifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01268 284050 is
  • Who else gives the postcode SS14 3AX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Paragon Independent Financial Advisers Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing basic advice on stakeholder products
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04685871
Company status
Active
Company type
Private limited company
Incorporated
4 March 2003 (23 years old)
Registered office
First Floor, Bowden House, Luckyn Lane, Basildon, Essex, SS14 3AX, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Andrew Skinner Director Jun 1969 4 Mar 2003 None
Steven John West Director Feb 1966 4 Mar 2003 1 other company
Simon William Marns Director Oct 1966 1 Oct 2019 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Total equity

£147k

No earlier figure to compare

Cash at bank

£232k

+7.8% from £216k

Owed within a year

£89.2k

+6.5% from £83.7k

Total equity

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04685871. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Paragon Independent’s history from the FCA register and Companies House, newest first.

Key events (8) All events (27)

2022

19 May 2022

  • Geoffrey Cusworth stopped being a part-owner

Companies House

2019

1 November 2019

  • Geoffrey Cusworth became a part-owner (25–50% of shares)
  • Stephen Andrew Skinner became a part-owner (25–50% of shares)
  • Steven John West became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

3 January 2006

  • Became authorised by the FCA

FCA register

2005

27 October 2005

  • Regulated by the Financial Services Authority from this date

FCA register

2003

4 March 2003

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (8 shown here)
  • Every director appointment and resignation: 15
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Firms like Paragon Independent

Other firms of the same type (financial adviser), nearest first.

In Basildon

Sound Financial Planning LimitedBasildonAuthorisedSRC Financial Services LimitedBasildonAuthorisedGreat Oak Financial Partners LtdBasildonAppointed representativeNicholas CudbillBasildonAppointed representativeTJD Financial Services LtdBasildonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paragon Independent

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 27 events in its history

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Frequently asked questions about this firm

Is Paragon Independent Limited FCA authorised?
Yes, Paragon Independent Limited (FRN 440589) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Paragon Independent’s phone number and website?
The FCA register lists the phone number 01268 284050 and the website paragon-ifa.co.uk for Paragon Independent. If you were given different contact details, use these to check with the firm before going any further.
Is Paragon Independent a scam or clone?
Paragon Independent is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paragon Independent?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Paragon Independent to the Financial Ombudsman Service, free of charge.
Who owns Paragon Independent?
Companies House lists 2 people with significant control of Paragon Independent: Mr Stephen Andrew Skinner (25–50% of shares) and Mr Steven John West (25–50% of shares). Before that, it was controlled by Mr Geoffrey Cusworth.
Who runs Paragon Independent?
Companies House lists 3 directors of Paragon Independent: Stephen Andrew Skinner, Steven John West and Simon William Marns.
How long has Paragon Independent been in business?
The company was formed on 4 March 2003, and has held its current FCA authorisation since January 2006.
What do Paragon Independent’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £147k (no earlier figure to compare) and cash at bank of £232k (+7.8% from £216k).
Does Paragon Independent use any other names?
It trades as Paragon Independent Financial Advisers.

Sources and links

The full report on Paragon Independent Limited

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