Pareto Financial Planning Limited

Reference number: 618272

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When paretofp.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 819 1311 is
  • Who else gives the postcode M3 4PF
Instant PDF download
Other names (10)

If you were contacted under any of these names, it is this firm.

  • AKS Wealth Management Trading name
  • Ascendis Wealth Management Trading name
  • CLC wealth management Trading name
  • Langricks Wealth Management Trading name
  • Pareto Alexander Trading name
  • WMG Pareto Wealth Management Trading name
  • Pareto-Crest Plus Financial Services Former trading name
  • Pomegranate Financial Planning Former trading name
  • UHY Manchester Financial Planning Former trading name
  • Watson Laurie Financial Services Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06582775
Company status
Active
Company type
Private limited company
Incorporated
1 May 2008 (18 years old)
Registered office
The Old Schoolhouse, 5-7 Byrom Street, Manchester, M3 4PF, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Life reinsurance (SIC 65201)

Directors and company secretaries

Name Role Born Appointed Other companies
John Michael Stevenson Director Mar 1969 1 May 2008 46 other companies
Stuart Carswell Director Oct 1974 1 Oct 2017 None
Paul Leslie Stones Director Apr 1971 1 Oct 2017 None
Darren Edward Hardy-Dearness Director Jan 1974 9 Oct 2018 2 other companies
Christopher James Romain Director Mar 1980 23 Mar 2021 9 other companies
Philip Andrew Young Director May 1974 21 Sep 2022 20 other companies
Andrew Robert Melbourne Director Sep 1982 15 Aug 2025 51 other companies
Michael Lee Cauter Director Apr 1970 15 Aug 2025 68 other companies

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
151
closed down
75
went insolvent
2

In the full report: all 151 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 6 on the FCA register
  • The 43 companies these 8 directors run together
  • All 13 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

14 months to 31 May 2025Small company accountsAudited

Net assets

£2.11m

+61% from £1.31m

Cash at bank

£879k

−3.2% from £908k

Employees (average)

74

+1.4% from 73

Owed within a year

£1.57m

+60% from £984k

No turnover or profit for the 14 months to 31 May 2025: the accounts print them but do not tag them. The last tagged figures are £6.63m turnover and £710k profit, for the year to 31 March 2023.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06582775. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pareto Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (10) All events (45)

2025

12 November 2025

  • K3 Advisory Group Limited took control (75–100% of shares)
  • Stechant Limited gave up control

Companies House

2017

1 June 2017

  • Stechant Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • George Mitchell Chantry became a part-owner (25–50% of shares)
  • George Mitchell Chantry stopped being a part-owner
  • John Michael Stevenson became the majority owner (50–75% of shares)
  • John Michael Stevenson stopped being the majority owner

Companies House

2014

3 November 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

1 May 2008

  • Incorporated at Companies House

Companies House

In the full report: all 45 events

  • All 45 events in its history (10 shown here)
  • Every director appointment and resignation: 18
Instant PDF download

Firms connected to Pareto Financial Planning

Other FCA-listed firms that share a director, phone number or address with Pareto Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
no longer authorised
1
share a director
3

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (3), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
Instant PDF download

Firms like Pareto Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Manchester

Anthony William LennonManchesterAuthorisedBaker Financial Planning LtdManchesterAuthorisedBlacksquare Advisory LimitedManchesterAuthorisedCarpenter Rees LimitedManchesterAuthorisedChamberlain AssociatesManchesterAuthorisedChristian Douglass Group LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pareto Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 151 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 45 events in its history
  • 6 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Pareto Financial Planning Limited FCA authorised?
Yes, Pareto Financial Planning Limited (FRN 618272) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Pareto Financial Planning’s phone number and website?
The FCA register lists the phone number 0161 819 1311 and the website paretofp.co.uk for Pareto Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Pareto Financial Planning a scam or clone?
Pareto Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pareto Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pareto Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Pareto Financial Planning?
Pareto Financial Planning is owned by K3 Advisory Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 12 November 2025. Before that, it was controlled by Mr George Mitchell Chantry, Mr John Michael Stevenson and Stechant Limited.
Who runs Pareto Financial Planning?
Companies House lists 8 directors of Pareto Financial Planning: John Michael Stevenson, Stuart Carswell, Paul Leslie Stones, Darren Edward Hardy-Dearness, Christopher James Romain, Philip Andrew Young and 2 more.
How long has Pareto Financial Planning been in business?
The company was formed on 1 May 2008, and has held its current FCA authorisation since November 2014.
What do Pareto Financial Planning’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £2.11m (+61% from £1.31m) and cash at bank of £879k (−3.2% from £908k).
Does Pareto Financial Planning use any other names?
It trades as AKS Wealth Management, Ascendis Wealth Management, CLC wealth management, Langricks Wealth Management and Pareto Alexander, and 1 more names. It has previously used 4 other names, including Pareto-Crest Plus Financial Services, Pomegranate Financial Planning and UHY Manchester Financial Planning.

Sources and links

The full report on Pareto Financial Planning Limited

£19.99 · Instant PDF download

Loading secure checkout…