Pashley Mortgages Limited

Reference number: 916823

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pashley Mortgages Limited (FRN 916823) is an AR of TenetLime Limited (FRN 311266). When you use Pashley Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pashley Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pashleymortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01462 817032 is
  • Who else gives the postcode SG17 5EJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • WT&P Lending Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 August 2019 (7 years old)
Registered office
Unit 1 The Cam Centre, Wilbury Way, Hitchin, Hertfordshire, SG4 0TW, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Kyemmy Patel-Pashley Director Jul 1996 28 Aug 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£5,073

Up £4,491 from £582

Cash at bank

£13.5k

+643% from £1,811

Employees (average)

2

Same as 2

Owed within a year

£16.3k

+73% from £9,371

The accounts for the year to 31 August 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £33.4k, for the year to 31 August 2022.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12177530. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pashley Mortgages’s history from the FCA register and Companies House, newest first.

2021

21 April 2021

  • Changed its registered name from "WT&P Lending Ltd"

FCA register

2019

15 November 2019

  • Became an appointed representative

FCA register

1 October 2019

  • John Doyle no longer holds 25–50% of the votes

Companies House

17 September 2019

  • James Robert Doyle no longer holds 25–50% of the votes

Companies House

28 August 2019

  • Incorporated at Companies House
  • James Robert Doyle gained 25–50% of the votes
  • John Doyle gained 25–50% of the votes
  • Kyemmy Patel -Pashley took control (75–100% of votes)
  • Kyemmy Patel-Pashley gained 25–50% of the votes
  • Kyemmy Patel-Pashley no longer holds 25–50% of the votes
  • Kyemmy Patel-pashley appointed as a director
  • Kyemmy Patel-pashley resigned as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Pashley Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Stevenage (SG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pashley Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Pashley Mortgages Limited FCA authorised?
Pashley Mortgages Limited (FRN 916823) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pashley Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pashley Mortgages Limited (FRN 916823) is an AR of TenetLime Limited (FRN 311266). When you use Pashley Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pashley Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pashley Mortgages’ phone number and website?
The FCA register lists the phone number 01462 817032 and the website pashleymortgages.co.uk for Pashley Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Pashley Mortgages a scam or clone?
Pashley Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pashley Mortgages?
Protection works through TenetLime Limited, the principal firm responsible for Pashley Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pashley Mortgages?
Companies House lists one person with significant control of Pashley Mortgages: Miss Kyemmy Patel -Pashley (75–100% of votes). Before that, it was controlled by Miss Kyemmy Patel-Pashley, Mr James Robert Doyle and Mr John Doyle.
Who runs Pashley Mortgages?
Companies House lists one director of Pashley Mortgages: Kyemmy Patel-Pashley.
How long has Pashley Mortgages been in business?
The company was formed on 28 August 2019.
What do Pashley Mortgages’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £5,073 (up £4,491 from £582) and cash at bank of £13.5k (+643% from £1,811).
Does Pashley Mortgages use any other names?
It has previously used the name WT&P Lending Ltd.

Sources and links

The full report on Pashley Mortgages Limited

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