Paul Barry Howson: FCA regulated?

Authorised by the FCA

Paul Barry Howson is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01482 218998
Address

Affordable Car Sales, 83, Witham, Hull, HU9 1AT, United Kingdom

In the full report: 2 background checks

What kind of line 01482 218998 is
Who else gives the postcode HU9 1AT

Other names (1)

If you were contacted under any of these names, it is this firm.

Affordable Car Sales Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Paul Barry Howson’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2014

9 December 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

In the full report: all 5 events

All 5 events in its history (2 shown here)

Firms connected to Paul Barry Howson

Other FCA-listed firms that share a director, phone number or address with Paul Barry Howson. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Paul Barry Howson

Other firms of the same type (credit broker), nearest first.

In Hull

Belinda BeaumontHullAuthorised Brian EllerkerHullAuthorised Burton Constable Holiday Park and ArboretumHullAuthorised Escrow-Tech LimitedHullAuthorised Jean TuttyHullAuthorised Newbegin Financial Services LimitedHullAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paul Barry Howson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
All 5 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Paul Barry Howson FCA authorised?

Yes, Paul Barry Howson (FRN 655405) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2014 and works as a credit broker. The FCA has placed no limits on its permissions.

What is Paul Barry Howson’s phone number?

The FCA register lists the phone number 01482 218998 for Paul Barry Howson. If you were given different contact details, use these to check with the firm before going any further.

Is Paul Barry Howson a scam or clone?

Paul Barry Howson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Paul Barry Howson?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Paul Barry Howson handles your money, so check the specific product before you commit. You can also refer complaints about Paul Barry Howson to the Financial Ombudsman Service, free of charge.

Does Paul Barry Howson use any other names?

It trades as Affordable Car Sales.