Paul Fay

Reference number: 821828

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Authorised by the FCA

Paul Fay is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07971 007414

  • Address

    100 Glebe Avenue, Ickenham, Uxbridge, UB10 8PG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07971 007414 is
  • Who else gives the postcode UB10 8PG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • P & A Financial Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Paul Fay’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2019

15 January 2019

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA
  • Began trading as "P & A Financial"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Paul Fay

Other firms of the same type (mortgage adviser or broker), nearest first.

In Uxbridge

Chess Property Services (London) LtdUxbridgeAuthorisedChopra Mortgage Services LimitedUxbridgeAuthorisedCrayon Financial Solutions LimitedUxbridgeAuthorisedFuture F S LtdUxbridgeAuthorisedKusumben Chandrakant PatelUxbridgeAuthorisedLondon Mortgage Group LimitedUxbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paul Fay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Paul Fay FCA authorised?
Yes, Paul Fay (FRN 821828) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2019 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.
What is Paul Fay’s phone number?
The FCA register lists the phone number 07971 007414 for Paul Fay. If you were given different contact details, use these to check with the firm before going any further.
Is Paul Fay a scam or clone?
Paul Fay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paul Fay?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Paul Fay to the Financial Ombudsman Service, free of charge.
Does Paul Fay use any other names?
It trades as P & A Financial.

Sources and links

The full report on Paul Fay

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