Paul James Howard

Reference number: 607322

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Authorised by the FCA

Paul James Howard is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When box-financial-planning.co.uk first appeared online, and whether it can receive email
  • What kind of line 0118 332 0022 is
  • Who else gives the postcode RG4 9SL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Box Financial Planning Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (19 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home purchase plan
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home purchase plan
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home purchase plan
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Paul James Howard’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2014

2 January 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Paul James Howard

Other firms of the same type (financial adviser), nearest first.

In Reading

Crowe Financial Planning UK LimitedReadingAuthorisedBelbury Financial Planning LimitedReadingAuthorisedBluestone Financial Planning LimitedReadingAuthorisedFinli (Thames Valley) LtdReadingSee the registerJ M G Independent Financial AdvisersReadingAuthorisedJanus Financial Consultancy LtdReadingAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paul James Howard

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Paul James Howard FCA authorised?
Yes, Paul James Howard (FRN 607322) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Paul James Howard’s phone number and website?
The FCA register lists the phone number 0118 332 0022 and the website Box-Financial-Planning.co.uk for Paul James Howard. If you were given different contact details, use these to check with the firm before going any further.
Is Paul James Howard a scam or clone?
Paul James Howard is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paul James Howard?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Paul James Howard to the Financial Ombudsman Service, free of charge.
Does Paul James Howard use any other names?
It trades as Box Financial Planning.

Sources and links

The full report on Paul James Howard

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