Paul John Roberts Ltd

Reference number: 982015

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paul John Roberts Ltd (FRN 982015) is an AR of The Right Mortgage Limited (FRN 649443). When you use Paul John Roberts's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Paul John Roberts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07951 964999

  • Address

    124 Merthyr Street, Barry, Vale Of Glamorgan, CF63 4LD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07951 964999 is
  • Who else gives the postcode CF63 4LD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cardiff Healthcare Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13759402
Company status
Active
Company type
Private limited company
Incorporated
23 November 2021 (4 years old)
Registered office
124 Merthyr Street, Barry, CF63 4LD, Wales
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul John Roberts Director Oct 1964 23 Nov 2021 1 other company
Adam Ian Roberts Director Feb 1995 8 Apr 2026 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£4,291

Up £9,834 from −£5,543

Employees (average)

0

Same as 0

Owed within a year

£19.5k

+26% from £15.5k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13759402. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Paul John Roberts’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2022

30 August 2022

  • Became an appointed representative

FCA register

2021

23 November 2021

  • Incorporated at Companies House
  • Paul John Roberts took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms like Paul John Roberts

Other firms of the same type (insurance broker), nearest first.

In Barry

Matt J Collins LtdBarryAppointed representativeYoung Mortgage and Protection LtdBarryAppointed representativeSaab Owners ClubBarryAppointed representativeDynamo Cover LimitedBarryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paul John Roberts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Paul John Roberts Ltd FCA authorised?
Paul John Roberts Ltd (FRN 982015) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paul John Roberts?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paul John Roberts Ltd (FRN 982015) is an AR of The Right Mortgage Limited (FRN 649443). When you use Paul John Roberts's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Paul John Roberts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Paul John Roberts’ phone number?
The FCA register lists the phone number 07951 964999 for Paul John Roberts. If you were given different contact details, use these to check with the firm before going any further.
Is Paul John Roberts a scam or clone?
Paul John Roberts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paul John Roberts?
Protection works through The Right Mortgage Limited, the principal firm responsible for Paul John Roberts's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Paul John Roberts?
Companies House lists one person with significant control of Paul John Roberts: Mr Paul John Roberts (75–100% of shares).
Who runs Paul John Roberts?
Companies House lists 2 directors of Paul John Roberts: Paul John Roberts and Adam Ian Roberts.
How long has Paul John Roberts been in business?
The company was formed on 23 November 2021.
What do Paul John Roberts’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £4,291 (up £9,834 from −£5,543).
Does Paul John Roberts use any other names?
It trades as Cardiff Healthcare.

Sources and links

The full report on Paul John Roberts Ltd

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