Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 30 June 2025
Responsible principal firm
First Complete Limited Reference number: 435779 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Paul McGowan Financial Services Ltd (FRN 743692) is an AR of First Complete Limited (FRN 435779). When you use Paul McGowan Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Paul McGowan Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 7, Abbey House Business Centre, 11 Head Street, Enniskillen, BT74 7JL, United Kingdom
In the full report: 2 background checks
- What kind of line 028 6624 0340 is
- Who else gives the postcode BT74 7JL
Other names (1)
If you were contacted under any of these names, it is this firm.
- Paul McGowan Mortgage and Insurance Solutions Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- NI618972 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 June 2013 (13 years old)
- Registered office
- 1 The Market Place, Derrylin, Enniskillen, County Fermanagh, BT92 9AN, Northern Ireland
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Mcgowan | Director | Mar 1970 | 20 Jun 2013 | None |
| Paul Mcgowan | Secretary | Not published | 20 Jun 2013 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£41.8k
+14% from £36.5k
Employees (average)
3
Same as 3
Owed within a year
£67.6k
+8.7% from £62.2k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company NI618972. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Paul McGowan Financial Services’s history from the FCA register and Companies House, newest first.
2021
16 April 2021
- Paul Mc Gowan took control (75–100% of shares)
- Paul McGowan gave up control
Companies House
2017
1 June 2017
- Paul McGowan took control (75–100% of shares)
Companies House
2016
11 April 2016
- Became an appointed representative
FCA register
2013
20 June 2013
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like Paul McGowan Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Enniskillen
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Paul McGowan Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
Is Paul McGowan Financial Services Ltd FCA authorised?
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Who runs Paul McGowan Financial Services?
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What do Paul McGowan Financial Services’ latest accounts show?
Does Paul McGowan Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk