Paul Williams Independent Funeral Directors Ltd

Reference number: 836167

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Open Prepaid Funerals Limited Reference number: 962403 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • PAUL WILLIAMS INDEPENDENT FUNERAL DIRECTORS LTD (FRN 836167) introduces customers to Open Prepaid Funerals Limited (FRN 962403). Any regulated advice or arranging is done by the principal, not PAUL WILLIAMS INDEPENDENT FUNERAL DIRECTORS.
  • Example: if PAUL WILLIAMS INDEPENDENT FUNERAL DIRECTORS refers you to a financial adviser, the advice should come from the principal firm, not from PAUL WILLIAMS INDEPENDENT FUNERAL DIRECTORS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When paulwilliamsfunerals.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 796 6018 is
  • Who else gives the postcode M45 8GW
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Open Prepaid Funerals Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05863924
Company status
Active
Company type
Private limited company
Incorporated
3 July 2006 (20 years old)
Registered office
215 Bury New Road, Whitefield, Manchester, M45 8GW, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Stuart Williams Director Oct 1974 3 Jul 2006 None
Graham Edwin Smith Director Feb 1972 1 Jun 2012 None
Helen Jane Ryder Secretary Not published 15 Aug 2022 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£453k

<1% from £455k

Employees (average)

4

Same as 4

Owed within a year

£117k

+12% from £105k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05863924. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2019

12 March 2019

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Graham Edwin Smith became a part-owner (25–50% of shares)
  • Paul Stuart Williams became a part-owner (25–50% of shares)

Companies House

2012

1 June 2012

  • Graham Edwin Smith appointed as a director

Companies House

2006

3 July 2006

  • Incorporated at Companies House
  • Paul Stuart Williams appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Similar firms

Other firms of the same type (funeral director), nearest first.

In Manchester

Bridgewater Funeral Service LtdManchesterAppointed representativeBroadoak Funeral Services LimitedManchesterAppointed representativeC Middleton & Son LtdManchesterAppointed representativeFallon Family Funerals LtdManchesterAppointed representativeFuneral Services LimitedManchesterAppointed representativeHarold P. Heywood & Co. LimitedManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Paul Williams Independent Funeral Directors Ltd FCA authorised?
Paul Williams Independent Funeral Directors Ltd (FRN 836167) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Paul Williams Independent Funeral Directors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Paul Williams Independent Funeral Directors Ltd (FRN 836167) introduces customers to Open Prepaid Funerals Limited (FRN 962403). Any regulated advice or arranging is done by the principal, not Paul Williams Independent Funeral Directors. Example: if Paul Williams Independent Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from Paul Williams Independent Funeral Directors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Paul Williams Independent Funeral Directors’ phone number and website?
The FCA register lists the phone number 0161 796 6018 and the website paulwilliamsfunerals.co.uk for Paul Williams Independent Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Paul Williams Independent Funeral Directors a scam or clone?
Paul Williams Independent Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paul Williams Independent Funeral Directors?
Protection works through Open Prepaid Funerals Limited, the principal firm responsible for Paul Williams Independent Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Paul Williams Independent Funeral Directors?
Companies House lists 2 people with significant control of Paul Williams Independent Funeral Directors: Mr Paul Stuart Williams (25–50% of shares) and Mr Graham Edwin Smith (25–50% of shares).
Who runs Paul Williams Independent Funeral Directors?
Companies House lists 2 directors of Paul Williams Independent Funeral Directors: Paul Stuart Williams and Graham Edwin Smith.
How long has Paul Williams Independent Funeral Directors been in business?
The company was formed on 3 July 2006.
What do Paul Williams Independent Funeral Directors’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £453k (<1% from £455k).

Sources and links

The full report on Paul Williams Independent Funeral Directors Ltd

£19.99 · Instant PDF download

Loading secure checkout…