Paula Ruth Mackinnon

Reference number: 1036882

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Appointed representative

Paula Ruth Mackinnon does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Ecclesiastical Planning Services Limited Reference number: 958152 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paula Ruth Mackinnon (FRN 1036882) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Paula Ruth Mackinnon's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Paula Ruth Mackinnon, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01208 78300

  • Address

    Old Wall Lodge, 1 Castle Canyke Road, Bodmin, Cornwall, PL31 1DU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01208 78300 is
  • Who else gives the postcode PL31 1DU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Bodmin Funeral Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Paula Ruth Mackinnon’s history from the FCA register and Companies House, newest first.

2025

18 July 2025

  • Became an appointed representative
  • Began trading as "Bodmin Funeral Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Paula Ruth Mackinnon

Other firms of the same type (funeral director), nearest first.

In the Plymouth (PL) postcode area

Clifford's Family Funeral Directors LimitedPlymouthAppointed representativeDavid John Bray and Beth Anne BrayWadebridgeAppointed representativeMorris Bros. (Tavistock)limitedTavistockAppointed representativeMr Robert Strongman Bunt, Mrs Janice Hillary Bunt and Mr Oliver Strongman BuntSt. AustellAppointed representativeParson Funerals LimitedIvybridgeAppointed representativePaul Bourton, Sally Bourton & Stacey LambertSt. AustellAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paula Ruth Mackinnon

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Paula Ruth Mackinnon FCA authorised?
Paula Ruth Mackinnon (FRN 1036882) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paula Ruth Mackinnon?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paula Ruth Mackinnon (FRN 1036882) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Paula Ruth Mackinnon's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Paula Ruth Mackinnon, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Paula Ruth Mackinnon’s phone number?
The FCA register lists the phone number 01208 78300 for Paula Ruth Mackinnon. If you were given different contact details, use these to check with the firm before going any further.
Is Paula Ruth Mackinnon a scam or clone?
Paula Ruth Mackinnon is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paula Ruth Mackinnon?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for Paula Ruth Mackinnon's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Paula Ruth Mackinnon use any other names?
It trades as Bodmin Funeral Services.

Sources and links

The full report on Paula Ruth Mackinnon

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