Pay Smart Home Limited
Reference number: 1031184
Instant download
Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 October 2025
Responsible principal firm
SNAP FINANCE LIMITED Reference number: 741813 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- PAY SMART HOME LIMITED (FRN 1031184) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not PAY SMART HOME.
- Example: if PAY SMART HOME refers you to a financial adviser, the advice should come from the principal firm, not from PAY SMART HOME itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
251 Europa Boulevard, Westbrook, Warrington, Warrington, WA5 7TN, United Kingdom
In the full report: 3 background checks
- When paysmarthome.com first appeared online, and whether it can receive email
- What kind of line 07368 276312 is, and the 2 other firms that give it
- Who else gives the postcode WA5 7TN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16036047 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 October 2024 (2 years old)
- Registered office
- First Floor, East Wing, Sandfield House, Kings Close, Water Lane, Wilmslow, Cheshire, SK9 5AR, United Kingdom
- Nature of business
-
- Other retail sale not in stores, stalls or markets (SIC 47990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew John Hoare | Director | Nov 1966 | 23 Oct 2024 | 3 other companies |
| Denis Paul Sudlow | Director | Jun 1971 | 23 Oct 2024 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
- are FCA-registered
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 3 companies these 2 directors run together
Filed accounts and finances
Net assets
£17.7k
No earlier figure to compare
Cash at bank
£9,692
No earlier figure to compare
Employees (average)
4
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16036047. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Pay Smart Home’s history from the FCA register and Companies House, newest first.
2025
30 March 2025
- Became an introducer appointed representative
FCA register
2024
23 October 2024
- Incorporated at Companies House
- Dsah Holdings Limited took control (75–100% of shares)
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 2
Firms connected to Pay Smart Home
Other FCA-listed firms that share a director, phone number or address with Pay Smart Home. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 2
- share its phone number
- 1
In the full report: all 4 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Pay Smart Home
Other firms of the same type (retailer), nearest first.
In Warrington
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Pay Smart Home
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- All 6 events in its history
- 4 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Pay Smart Home Limited FCA authorised?
What does introducer appointed representative mean for Pay Smart Home?
What is Pay Smart Home’s phone number and website?
Is Pay Smart Home a scam or clone?
Is my money safe with Pay Smart Home?
Who owns Pay Smart Home?
Who runs Pay Smart Home?
How long has Pay Smart Home been in business?
What do Pay Smart Home’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk