Payment Plan Limited

Reference number: 661940

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mypaymentplan.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 880 9035 is
  • Who else gives the postcode S4 7WW
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • After My Trading name
  • My Payment Plan Trading name
  • AORD Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Limits on what they may do

  • Notify FCA when it administers more than 100 DMP
    The firm must notify the FCA when the number of individual customers for whom it administers a DMP at any one time exceeds 100. For the purposes of this requirement, a 'DMP' is a non-statutory agreement (the entering into of which was facilitated by a person carrying on the regulated activity of debt adjusting) between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07286426
Company status
Active
Company type
Private limited company
Incorporated
16 June 2010 (16 years old)
Registered office
Unit 6 Twelve O'Clock Court, 21 Attercliffe Road, Sheffield, S4 7WW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Tracy Ann Taylor Holden Director Nov 1969 13 Jan 2023 4 other companies
Jack James Director Sep 1992 18 Mar 2026 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
3
still active
4

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£12.4k

No earlier figure to compare

Cash at bank

£14.2k

+81% from £7,857

Employees (average)

1

Same as 1

Owed within a year

£1,842

−77% from £8,094

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07286426. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Payment Plan’s history from the FCA register and Companies House, newest first.

Key events (8) All events (24)

2023

13 January 2023

  • Board replaced: its only director left and a new director took over
  • Ian John Tollerfield no longer has significant control
  • Tracy Ann Taylor Holden gained significant control

Companies House

2017

2 August 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Notify FCA when it administers more than 100 DMP)
  • Became authorised by the FCA

FCA register

2016

16 June 2016

  • Ian John Tollerfield gained significant control

Companies House

2010

16 June 2010

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (8 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Payment Plan

Other FCA-listed firms that share a director, phone number or address with Payment Plan. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
no longer authorised
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Payment Plan

Other firms of the same type (credit broker), nearest first.

In Sheffield

Sheffield Teaching Hospitals NHS Foundation TrustSheffieldAuthorisedBrendan Anthony BoyesSheffieldAuthorisedCarl Geoffrey GreenSheffieldAuthorisedCarsave Leasing LtdSheffieldAuthorisedChristine Ann Ellis & Katie Victoria Ellis T/A MVSSheffieldAuthorisedChristopher Charles CawthorneSheffieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Payment Plan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 24 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Payment Plan Limited FCA authorised?
Yes, Payment Plan Limited (FRN 661940) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2017 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Payment Plan’s phone number and website?
The FCA register lists the phone number 0333 880 9035 and the website mypaymentplan.co.uk for Payment Plan. If you were given different contact details, use these to check with the firm before going any further.
Is Payment Plan a scam or clone?
Payment Plan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Payment Plan?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Payment Plan handles your money, so check the specific product before you commit. You can also refer complaints about Payment Plan to the Financial Ombudsman Service, free of charge.
Who owns Payment Plan?
Companies House lists one person with significant control of Payment Plan: Mrs Tracy Ann Taylor Holden (significant influence or control). Before that, it was controlled by Mr Ian John Tollerfield.
Who runs Payment Plan?
Companies House lists 2 directors of Payment Plan: Tracy Ann Taylor Holden and Jack James.
How long has Payment Plan been in business?
The company was formed on 16 June 2010, and has held its current FCA authorisation since August 2017.
What do Payment Plan’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £12.4k (no earlier figure to compare) and cash at bank of £14.2k (+81% from £7,857).
Does Payment Plan use any other names?
It trades as After My and My Payment Plan. It has previously used the name AORD.

Sources and links

The full report on Payment Plan Limited

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