Paymentcare Limited

Reference number: 314574

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When paymentcare.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 344 4970 is
  • Who else gives the postcode WA14 2JU
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Insure By Phone Former trading name
  • justclick4cover Former trading name
  • LandlordsInsuranceOnline Former trading name
  • The Protection People Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04506441
Company status
Active
Company type
Private limited company
Incorporated
8 August 2002 (24 years old)
Registered office
The Glades, Festival Way, Stoke On Trent, Staffordshire, ST1 5SQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Shane Brian Craig Director Jul 1970 8 Aug 2002 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
7
still active
3

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Full accountsNot audited

Net assets

£220k

−47% from £414k

Cash at bank

£245k

−60% from £609k

Owed within a year

£67.4k

−73% from £248k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04506441. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Paymentcare’s history from the FCA register and Companies House, newest first.

Key events (7) All events (20)

2019

25 June 2019

  • Shane Brian Craig gave up control
  • The Tuhinga Group Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Shane Brian Craig took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

8 August 2002

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Paymentcare

Other firms of the same type (insurance broker), nearest first.

In Altrincham

Insurance Claims Centre UK LimitedAltrinchamAuthorisedThe Alan Stevenson Partnership Ltd.AltrinchamAuthorisedVesta Financial Services LimitedAltrinchamAuthorisedWhitefield Insurance Services LimitedAltrinchamSee the registerYellow Bolts LimitedAltrinchamAuthorisedCoverex Brokers LimitedAltrinchamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paymentcare

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Paymentcare Limited FCA authorised?
Yes, Paymentcare Limited (FRN 314574) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Paymentcare’s phone number and website?
The FCA register lists the phone number 0333 344 4970 and the website paymentcare.co.uk for Paymentcare. If you were given different contact details, use these to check with the firm before going any further.
Is Paymentcare a scam or clone?
Paymentcare is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paymentcare?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Paymentcare to the Financial Ombudsman Service, free of charge.
Who owns Paymentcare?
Paymentcare is owned by The Tuhinga Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 June 2019. Before that, it was controlled by Mr Shane Brian Craig.
Who runs Paymentcare?
Companies House lists one director of Paymentcare: Shane Brian Craig.
How long has Paymentcare been in business?
The company was formed on 8 August 2002, and has held its current FCA authorisation since January 2005.
What do Paymentcare’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £220k (−47% from £414k) and cash at bank of £245k (−60% from £609k).
Does Paymentcare use any other names?
It has previously used 4 other names, including Insure By Phone, justclick4cover and LandlordsInsuranceOnline.

Sources and links

The full report on Paymentcare Limited

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