Paymentsave (UK) Limited

Reference number: 842268

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When paymentsave.co.uk first appeared online, and whether it can receive email
  • What kind of line 07588 963190 is
  • Who else gives the postcode RM7 7HL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • PAYMENTSAVE Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10477496
Company status
Active
Company type
Private limited company
Incorporated
14 November 2016 (9 years old)
Registered office
Unit 7 Stanton Gate, 49 Mawney Road, Romford, RM7 7HL, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Sm Asaduzzaman Kanok Director Jan 1978 4 Jan 2019 2 other companies
Umasa Tahmina Director Apr 1989 25 Jun 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£254k

+346% from £57.1k

Cash at bank

£336k

+16% from £290k

Employees (average)

33

+50% from 22

Owed within a year

£244k

−25% from £326k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10477496. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Paymentsave (UK)’s history from the FCA register and Companies House, newest first.

Key events (9) All events (16)

2026

5 March 2026

  • Sm Asaduzzaman Kanok became a part-owner (25–50% of shares)

Companies House

2022

27 June 2022

  • Farida Akter no longer has significant control
  • Umasa Tahmina became a part-owner (25–50% of shares)

Companies House

2019

5 September 2019

  • Farida Akter gave up control

Companies House

4 September 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

14 November 2016

  • Incorporated at Companies House
  • Farida Akter gained significant control
  • Farida Akter took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Paymentsave (UK)

Other FCA-listed firms that share a director, phone number or address with Paymentsave (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Paymentsave (UK)

Other firms of the same type (credit broker), nearest first.

In Romford

Bluebell Prestige LimitedRomfordAuthoriseddaniel wilsonRomfordAuthorisedDrs A & S NaiduRomfordAuthorisedGary Hodder Consultancy LtdRomfordAuthorisedOrder First LimitedRomfordAuthorisedPaul EmmersonRomfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paymentsave (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Paymentsave (UK) Limited FCA authorised?
Yes, Paymentsave (UK) Limited (FRN 842268) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2019 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Paymentsave (UK)’s phone number and website?
The FCA register lists the phone number 07588 963190 and the website paymentsave.co.uk for Paymentsave (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Paymentsave (UK) a scam or clone?
Paymentsave (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paymentsave (UK)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Paymentsave (UK) handles your money, so check the specific product before you commit. You can also refer complaints about Paymentsave (UK) to the Financial Ombudsman Service, free of charge.
Who owns Paymentsave (UK)?
Companies House lists 2 people with significant control of Paymentsave (UK): Mr Sm Asaduzzaman Kanok (25–50% of shares) and Mrs Umasa Tahmina (25–50% of shares). Before that, it was controlled by Mrs Farida Akter.
Who runs Paymentsave (UK)?
Companies House lists 2 directors of Paymentsave (UK): Sm Asaduzzaman Kanok and Umasa Tahmina.
How long has Paymentsave (UK) been in business?
The company was formed on 14 November 2016, and has held its current FCA authorisation since September 2019.
What do Paymentsave (UK)’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £254k (+346% from £57.1k) and cash at bank of £336k (+16% from £290k).
Does Paymentsave (UK) use any other names?
It trades as PAYMENTSAVE.

Sources and links

The full report on Paymentsave (UK) Limited

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