Paymentshield Limited

Reference number: 312708

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When paymentshield.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 343 8473 is, and the 12 other firms that give it
  • Who else gives the postcode PR8 4HQ
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • British Insurance Services Trading name
  • Paymentshield Home & Protect Trading name
  • Paymentshield Introducers Trading name
  • Paymentshield Life Underwriting Services Trading name
  • Paymentshield Mortgage Club Trading name
  • Paymentshield Protection Club Trading name
  • PLUS Trading name
  • PLUS Direct Trading name
  • protection4you Trading name
  • Letting Agent Solutions Former trading name
  • Maras Former trading name
  • Paymentshield Loans Former trading name
  • Simple Home and Protect Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Voluntary Requirement
    1. The Firm must not, without prior written consent of the FCA, take any steps (whether directly or through any other person) that would result in the total number of in force policies exceeding the policy limit. 2. The Firm must maintain an agreed sum of funds.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02728936
Company status
Active
Company type
Private limited company
Incorporated
6 July 1992 (34 years old)
Registered office
Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Emma Jane Rawlinson Director Sep 1980 7 Mar 2025 36 other companies
Feilim Mackle Director Jul 1967 1 Aug 2025 21 other companies
Tushar Surendra Patel Director Oct 1972 1 Aug 2025 30 other companies
Kartina Tahir Thomson Director May 1976 18 Sep 2025 19 other companies
Mark Winlow Director Apr 1962 2 Jan 2026 None
Christopher James Payne Secretary Not published 26 Jun 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
44
closed down
5
are FCA-registered
16

In the full report: all 44 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 16 on the FCA register
  • The 30 companies these 5 directors run together
  • All 51 people who have ever been directors, with their dates
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Key dates in its history

Paymentshield’s history from the FCA register and Companies House, newest first.

Key events (10) All events (129)

2026

9 October 2026

  • Markerstudy Retail Group Limited took control (75–100% of shares)
  • Paymentshield Group Holdings Limited gave up control

Companies House

2025

6 October 2025

  • FCA imposed a requirement (Voluntary Requirement)

FCA register

2019

8 February 2019

  • Paymentshield Group Holdings Limited took control (75–100% of shares)
  • Paymentshield Holdings Limited gave up control

Companies House

2016

6 April 2016

  • Paymentshield Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1992

6 July 1992

  • Incorporated at Companies House

Companies House

In the full report: all 129 events

  • All 129 events in its history (10 shown here)
  • Every director appointment and resignation: 99
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Firms connected to Paymentshield

Other FCA-listed firms that share a director, phone number or address with Paymentshield. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
11

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (11), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Paymentshield

Other firms of the same type (lender), nearest first.

In Southport

First Class Finance LimitedSouthportAuthorisedGlendarock LimitedSouthportAuthorisedGMG Finance LimitedSouthportAuthorisedHarrison Leisure UK LimitedSouthportAuthorisedJames Smith & Son (Music Sellers) LimitedSouthportAuthorisedLace G LimitedSouthportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paymentshield

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 44 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 129 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Paymentshield Limited FCA authorised?
Yes, Paymentshield Limited (FRN 312708) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed a limit on what it may do.
What is Paymentshield’s phone number and website?
The FCA register lists the phone number 0330 343 8473 and the website paymentshield.co.uk for Paymentshield. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 12 other FCA firms.
Is Paymentshield a scam or clone?
Paymentshield is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paymentshield?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Paymentshield to the Financial Ombudsman Service, free of charge.
Who owns Paymentshield?
Paymentshield is owned by Markerstudy Retail Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 October 2026. Before that, it was controlled by Paymentshield Group Holdings Limited and Paymentshield Holdings Limited.
Who runs Paymentshield?
Companies House lists 5 directors of Paymentshield: Emma Jane Rawlinson, Feilim Mackle, Tushar Surendra Patel, Kartina Tahir Thomson and Mark Winlow.
How long has Paymentshield been in business?
The company was formed on 6 July 1992, and has held its current FCA authorisation since January 2005.
Does Paymentshield use any other names?
It trades as British Insurance Services, Paymentshield Home & Protect, Paymentshield Introducers, Paymentshield Life Underwriting Services and Paymentshield Mortgage Club, and 4 more names. It has previously used 4 other names, including Letting Agent Solutions, Maras and Paymentshield Loans.

Sources and links

The full report on Paymentshield Limited

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