Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
1 The Boulevard, Shire Park, Welwyn Garden City, Hertfordshire, AL7 1EL, United Kingdom
In the full report: 2 background checks
- What kind of line 01707 600300 is, and the 4 other firms that give it
- Who else gives the postcode AL7 1EL
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
- 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
- 3. Executing payment transactions (no credit line)
- 5. Issuing and/or acquiring of payment instruments.
- 6. Money remittance.
- 7. Payment initiation services
- 8. Account information services
Limits on what they may do
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Requirement on PSD Agent Activities
The firm may provide payment services through an agent only if: - the agent is a member firm of the PayPoint Group; or - the agent is used to make cash payments to customers of the firm's clients as part of the Cash Out Service described in the application pack and supplementary documents submitted to the FCA by the firm as part of its application for authorisation on 3 October 2013. This requirement is in addition to the requirements of the Payment Services Regulations 2009 and in particular regulation 29. Any terms used in this requirement have the same meaning as in those Regulations.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08633289 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 August 2013 (13 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Richard Thomas Paul | Director | Jan 1980 | 21 Sep 2017 | 7 other companies |
| Niamh Margaret Young | Director | Aug 1970 | 1 Sep 2021 | 3 other companies |
| David Robert Harding | Director | Aug 1974 | 14 Aug 2023 | 46 other companies |
| Josephine Sarah Anne Toolan | Director | Jul 1983 | 28 Mar 2024 | 2 other companies |
| Simon Coles | Director | Sep 1968 | 9 Sep 2026 | 2 other companies |
| INDIGO CORPORATE SECRETARY LIMITED | Corporate secretary | Not published | 22 Jan 2024 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 47
- closed down
- 23
- are FCA-registered
- 8
In the full report: all 47 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 8 on the FCA register, including 4 no longer authorised
- The 7 companies these 5 directors run together
- All 17 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£2.98m
+38% from £2.15m
Profit before tax
£1.99m
+74% from £1.14m
Net assets
£4.24m
+54% from £2.74m
Cash at bank
£3.11m
+351% from £690k
* Cash at bank usually includes customers’ money.
Turnover and profit
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08633289. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Paypoint Payment Services’s history from the FCA register and Companies House, newest first.
2018
1 March 2018
- Became an authorised payment institution
FCA register
28 February 2018
- No longer regulated by the FCA
FCA register
2016
6 April 2016
- Paypoint PLC took control (75–100% of shares)
Companies House
2014
1 October 2014
- Regulated by the FCA from this date
- FCA imposed a requirement (Requirement on PSD Agent Activities)
FCA register
2013
1 August 2013
- Incorporated at Companies House
Companies House
In the full report: all 35 events
- All 35 events in its history (6 shown here)
- Every director appointment and resignation: 29
Firms connected to Paypoint Payment Services
Other FCA-listed firms that share a director, phone number or address with Paypoint Payment Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 8
- no longer authorised
- 1
- share a director
- 8
In the full report: all 8 connected firms, named
- How each is linked: shared directors (8), the same phone number (3), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Paypoint Payment Services
Other firms of the same type (payment or money transfer firm), nearest first.
In Hertfordshire
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Paypoint Payment Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 47 other companies its directors have run, named
- 2 background checks on its contact details
- All 35 events in its history
- 8 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Paypoint Payment Services Limited FCA authorised?
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How long has Paypoint Payment Services been in business?
What do Paypoint Payment Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk