Pch Vehicle Solutions Limited

Reference number: 983592

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pchvehiclesolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 07312 094996 is, and the other firm that gives it
  • Who else gives the postcode WA5 8WX
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Fresh Thinking Finance Trading name
  • Happy car credit Trading name
  • Vanzilla Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14352739
Company status
Active
Company type
Private limited company
Incorporated
13 September 2022 (4 years old)
Registered office
31 Vermont Close, Great Sankey, Warrington, WA5 8WX, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Clifford Hennis Director Jun 1979 13 Sep 2022 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£22.4k

+71% from £13.1k

Employees (average)

1

Same as 1

Owed within a year

£43.9k

+261% from £12.2k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14352739. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pch Vehicle Solutions’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2022

1 October 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

13 September 2022

  • Incorporated at Companies House
  • Paul Clifford Hennis took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Pch Vehicle Solutions

Other FCA-listed firms that share a director, phone number or address with Pch Vehicle Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Pch Vehicle Solutions

Other firms of the same type (car dealer), nearest first.

In Warrington

Aspire Car SalesWarringtonAuthorisedAuto Seven 7 LtdWarringtonAuthorisedAuto Union Finance LimitedWarringtonAuthorisedAuto56 LimitedWarringtonAuthorisedBrokerMoto LtdWarringtonAuthorisedCantilever Car Centre LimitedWarringtonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pch Vehicle Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Pch Vehicle Solutions Limited FCA authorised?
Yes, Pch Vehicle Solutions Limited (FRN 983592) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2022 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Pch Vehicle Solutions’ phone number and website?
The FCA register lists the phone number 07312 094996 and the website pchvehiclesolutions.co.uk for Pch Vehicle Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Pch Vehicle Solutions a scam or clone?
Pch Vehicle Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pch Vehicle Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Pch Vehicle Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Pch Vehicle Solutions to the Financial Ombudsman Service, free of charge.
Who owns Pch Vehicle Solutions?
Companies House lists one person with significant control of Pch Vehicle Solutions: Mr Paul Clifford Hennis (75–100% of shares).
Who runs Pch Vehicle Solutions?
Companies House lists one director of Pch Vehicle Solutions: Paul Clifford Hennis.
How long has Pch Vehicle Solutions been in business?
The company was formed on 13 September 2022, and has held its current FCA authorisation since October 2022.
What do Pch Vehicle Solutions’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £22.4k (+71% from £13.1k).
Does Pch Vehicle Solutions use any other names?
It trades as Fresh Thinking Finance, Happy car credit and Vanzilla.

Sources and links

The full report on Pch Vehicle Solutions Limited

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