PCS Motoring Group Limited

Reference number: 912164

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

21st Century Vehicles Limited Reference number: 674253 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • PCS Motoring Group Limited (FRN 912164) introduces customers to 21st Century Vehicles Limited (FRN 674253). Any regulated advice or arranging is done by the principal, not PCS Motoring Group.
  • Example: if PCS Motoring Group refers you to a financial adviser, the advice should come from the principal firm, not from PCS Motoring Group itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pontammancarsales.co.uk first appeared online, and whether it can receive email
  • What kind of line 07552 361677 is
  • Who else gives the postcode SA18 2HX
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • 5c Motors Trading name
  • Cross Hands Motors Trading name
  • Pontamman Car Sales Trading name
  • Cross Hands Motors Ltd Former name
  • Karis Roberts-Ryan Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 21st Century Vehicles Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13484743
Company status
Active
Company type
Private limited company
Incorporated
30 June 2021 (5 years old)
Registered office
Office Suite 10, 168b Saron Road, Saron, Ammanford, Carmerthenshire, SA18 3LN, Wales
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Karis Serena Roberts-Ryan Director Mar 1985 30 Jun 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

−£77.1k

Down £5,155 from −£71.9k

Employees (average)

1

Same as 1

Owed within a year

£114k

+5.8% from £108k

Net assets are negative: on its last balance sheet the company owed £77.1k more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13484743. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

PCS Motoring Group’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2025

23 April 2025

  • Changed its registered name from "Cross Hands Motors Ltd"

FCA register

2022

2 October 2022

  • Changed its registered name from "Karis Roberts-Ryan"

FCA register

2021

30 June 2021

  • Incorporated at Companies House
  • Karis Serena Roberts-Ryan took control (75–100% of shares)

Companies House

2019

9 August 2019

  • Became an introducer appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to PCS Motoring Group

Other FCA-listed firms that share a director, phone number or address with PCS Motoring Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like PCS Motoring Group

Other firms of the same type (car dealer), nearest first.

In Ammanford

David Griffiths T/a AutoHub Car SalesAmmanfordAppointed representativeLee Bentley Cars of Garnant LtdAmmanfordAppointed representativeMarc’s Motors LimitedAmmanfordAppointed representativeCs & As LimitedAmmanfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PCS Motoring Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is PCS Motoring Group Limited FCA authorised?
PCS Motoring Group Limited (FRN 912164) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for PCS Motoring Group?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. PCS Motoring Group Limited (FRN 912164) introduces customers to 21st Century Vehicles Limited (FRN 674253). Any regulated advice or arranging is done by the principal, not PCS Motoring Group. Example: if PCS Motoring Group refers you to a financial adviser, the advice should come from the principal firm, not from PCS Motoring Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is PCS Motoring Group’s phone number and website?
The FCA register lists the phone number 07552 361677 and the website pontammancarsales.co.uk for PCS Motoring Group. If you were given different contact details, use these to check with the firm before going any further.
Is PCS Motoring Group a scam or clone?
PCS Motoring Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PCS Motoring Group?
Protection works through 21st Century Vehicles Limited, the principal firm responsible for PCS Motoring Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns PCS Motoring Group?
Companies House lists one person with significant control of PCS Motoring Group: Mrs Karis Serena Roberts-Ryan (75–100% of shares).
Who runs PCS Motoring Group?
Companies House lists one director of PCS Motoring Group: Karis Serena Roberts-Ryan.
How long has PCS Motoring Group been in business?
The company was formed on 30 June 2021.
What do PCS Motoring Group’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of −£77.1k (down £5,155 from −£71.9k).
Does PCS Motoring Group use any other names?
It trades as 5c Motors, Cross Hands Motors and Pontamman Car Sales. It has previously used 2 other names: Cross Hands Motors Ltd and Karis Roberts-Ryan.

Sources and links

The full report on PCS Motoring Group Limited

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