PDL Finance Limited

Reference number: 673310

Instant download

Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mrlender.com first appeared online, and whether it can receive email
  • What kind of line 020 8532 5022 is
  • Who else gives the postcode IG10 3TQ
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Compare.Loans Trading name: A name it trades under now.
  • Mr Lender Trading name: A name it trades under now.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 1204 208 206
Fake email addresses (1)
  • info@pdlfinancelimited.com
Fake websites (1)
  • pdlfinancelimited.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into high-cost short-term credit as lender
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 October 2008 (17 years old)
Registered office
2 Leman Street, London, E1W 9US, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Robert Freeman Director Feb 1978 12 Jan 2010 11 other companies
Emily Louise Nisbet Director Sep 1990 5 Feb 2015 1 other company
Jennie Carol Grant Director Nov 1976 1 Aug 2015 None
Daniel Marc Shrier Director Feb 1979 4 Jan 2017 3 other companies
Karen Anne Taylor Director Nov 1967 18 Jun 2026 None
Gregory Peter Stevens Director Sep 1946 14 Jul 2026 None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
10
still active
5

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 12 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 December 2024Full accountsAudited

Profit before tax

£12.9m

+34% from £9.61m

Net assets

£20.9m

+29% from £16.2m

Cash at bank

£4.56m

+42% from £3.22m

Owed within a year

£4.22m

+22% from £3.46m

The accounts for the year to 30 December 2024 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £12.8m, for the year to 31 December 2021.

Profit before tax

In the full report: all 5 years of accounts

  • Every year from 2019 to 2024
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06738633. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

PDL Finance’s history from the FCA register and Companies House, newest first.

2017

18 May 2017

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Sdj Enterprises Limited became the majority owner (50–75% of shares)

Companies House

17 February 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2010

12 January 2010

  • Board replaced: its only director left and 4 new directors took over

Companies House

2008

31 October 2008

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (7 shown here)
  • Every director appointment and resignation: 18
Instant PDF download

Firms like PDL Finance

Other firms of the same type (lender), nearest first.

In Loughton

In the Ilford (IG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PDL Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 29 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is PDL Finance Limited FCA authorised?
Yes, PDL Finance Limited (FRN 673310) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is PDL Finance’s phone number and website?
The FCA register lists the phone number 020 8532 5022 and the website mrlender.com for PDL Finance. If you were given different contact details, use these to check with the firm before going any further.
Is PDL Finance a scam or clone?
Scammers have impersonated PDL Finance: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for PDL Finance, shown on this page.
Is my money safe with PDL Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how PDL Finance handles your money, so check the specific product before you commit. You can also refer complaints about PDL Finance to the Financial Ombudsman Service, free of charge.
Who owns PDL Finance?
PDL Finance is owned by Sdj Enterprises Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 6 April 2016.
Who runs PDL Finance?
Companies House lists 6 directors of PDL Finance: Adam Robert Freeman, Emily Louise Nisbet, Jennie Carol Grant, Daniel Marc Shrier, Karen Anne Taylor and Gregory Peter Stevens.
How long has PDL Finance been in business?
The company was formed on 31 October 2008, and has held its current FCA authorisation since February 2016.
What do PDL Finance’s latest accounts show?
Its latest accounts, to 30 December 2024, show profit before tax of £12.9m (+34% from £9.61m) and net assets of £20.9m (+29% from £16.2m).
Does PDL Finance use any other names?
It trades as Compare.Loans and Mr Lender.

Sources and links

The full report on PDL Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…